SVB倒闭: 风险管理失败的案例

Dr Peng Chen

相信大家都关注到了上周开始发酵的硅谷银行(Silicon Valley Bank)在 48 小时倒闭的事件,也会关心这件事是否会对自己的投资造成影响。


至于 SVB 倒闭本身,则又是一个经典的风险管理失败的案例:

1) 不够分散
SVB 的客户(主要是存款)集中于初创公司,过于集中,当风投基金周期下行时,客户整体经营困难;

2) 久期错配

3) 安全边际不够


This is an original article written by Dr Peng Chen, Senior Advisor and Director of Providend Holding Pte Ltd.

For more related resources, check out:
1. Principles for Successful Investing
2. This Time Is Different but This Too Shall Pass
3. How Providend Helps Affluent Families Have a Good Investment Experience

We do not charge a fee at the first consultation meeting. If you would like an honest second opinion on your current investment portfolio, financial and/or retirement plan, make an appointment with us today.

Contact Us

We're not around right now. But you can send us an email and we'll get back to you, asap.

Not readable? Change text. captcha txt