Toh Zhi Han, ChFC®️, AEPPTM

Client Adviser

  • Toh Zhi Han
    Toh Zhi Han Client Adviser

Zhi Han is a Client Adviser at Providend and has more than a decade of experience in the wealth management and financial planning industry.

Being an advocate of balanced and holistic financial planning through cost-effective risk solutions and wealth accumulation through a well-diversified portfolio of various financial instruments, he has been working with families, walking alongside them in their wealth planning journey.

Through his comprehensive approach of planning with the aid of financial technologies, Zhi Han has touched more than 500 lives and families, helping them to optimise and rebalance their financial portfolio.

Zhi Han is also an accredited Chartered Financial Consultant (ChFC®) and Associate Estate Planning Practitioner (AEPP™).

Must-have food in my life


Superpower I wish I could have

Being always happy. Being happy is very important to me!

Advice for my younger self

To be contented yet constantly striving to do better.

Luckiest thing that has happened to me

To be my parent’s child and my wife’s husband.

Favourite place I wish to live in


Thing that makes me laugh the most

Local Comedians!

Clients’ Review

  • I did a consultation with Zhi Han to review my insurance and investment portfolio.

    I will say that Providend was very objective in their assessment. Their main goal was to help me achieve my goals. They took a compressive history from me and collected lots of data from me, then analyse my data before crafting out their recommendations. The recommendations were tailor made and not cookie cutter. They came out with various scenarios to see if I was in a financially sound position. At the end of the day, they didn't accept me as a client because they felt that they would not be able to value add much to me based on my overall situation. I think that is very commendable of them because they are not here to sell aggressively but really help people meet their goals.

    Thank you very much.

    B. Cheong
  • I have been searching for a structured and wholistic financial plan to guide me on my retirement. I found it in Providend. My advisor Zhi Han has been most patient in guiding me to collate financial information on my current situation. It is tedious but necessary as a starting point for the retirement plan. Zhi Han has been gentle in delivering some hard truths about my situation. Providend’s plan is not the most glamorous and exciting for me but it is certainly solid and prudent. I appreciate Providend’s stand to provide a solid and prudent plan instead of hyping it up to meet my expectations. Thanks to Zhi Han and the team at Providend.

    J. Lim

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