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 In the last part of this series, we share about the concept of SA shielding and illustrate the difference in your CPF OA and CPF SA balances before and after you optimise them. You can [...]

 In this video, we explain the rationale behind CPF Full Retirement Sum and whether CPF LIFE is adequate to fund our retirement. You can find the link to the other parts here: Understanding [...]

 CPF LIFE is probably the best life annuity scheme you can find in Singapore. Question is, how do we choose between the Standard, Basic and Escalating plan? In Part 5 of this series, we share [...]

 At age 40, if your income is $20k/month, with $150k in your OA and $100k in your SA, you can easily amass a total of $1.08m in both your OA and SA by age 55. That means you can withdraw [...]

 CPF is one of the best “investment” tools for your accumulation towards retirement as the returns are high (and guaranteed) relative to its risk. In fact, OA returns up to 3.5% p.a., SA and [...]

 How many accounts are there in our CPF? Three? Well technically, there are four. If you do not see the fourth account yet, that is because you are still young 🙂 In this video, we spell out the [...]

 As a start to our 7-part series on understanding CPF for retirement, we talk about the 5 key risks that retirees face and specifically, in terms of investing, the sequence of returns risk. You [...]

  Do you know which type of insurance is of the highest priority for you? The Covid-19 pandemic has resulted in Singaporeans becoming more aware of protecting themselves and their loved ones [...]

19 years ago, on this very same day, 19 men trained by al-Qaeda carried out a coordinated terrorist attack on the United States that had been planned for years. The attackers simultaneously [...]

From an Economics Undergraduate to Master of Counselling graduate and ultimately Associate Adviser at Providend, Bryan ventured off the socially-sanctioned path after graduation in pursuit of his [...]

As we go through life, change is one thing that remains constant. However, this does not mean that making any changes to your life is easy, especially when it involves relocation of your family, [...]

We are finally down to the last weekend of circuit breaker!   Although we are unable to return to our pre-COVID-19 routine immediately, we are definitely making good progress in the return to [...]

Here is the third part to ‘The People Of Providend Series | COVID-19 Circuit Breaker’ as we draw near to the final leg of the circuit breaker! If you’ve been following the series [...]

As we pass the halfway mark of our circuit breaker journey, everyone at Providend continues to do their very best to champion this pandemic, taking positive steps to cope with obstacles instead [...]

The pandemic is revolutionizing the workplace. Working remotely from home has become the norm in most organizations now and it is completely redefining the way teams communicate and work. At [...]

Are you aware that a will may not supersede the nomination you made in a life insurance policy? Typically, when a person passes away with a will, the person’s estate will be distributed to the [...]

Decades of research by organizational scientists, sociologists and economists have shown that when individuals from different walks of life come together and share unique viewpoints, positive [...]

The COVID-19 pandemic has caused a pause in the economic activities which triggered one of the worst quarters of the financial market since 2008. Watch this video by Max Keeling, Head of Expat [...]

There is a lot of uncertainty right now, with everything in flux. The natural reaction for most is to sell first which is why we are getting the reaction we see in the market today. It is [...]

In the previous episode, Christopher Tan, CEO of Providend, shared more on the distribution rules of intestate estates and the importance of having a proper will done.   But before you make a [...]

Budgeting lies at the foundation of every financial plan. It doesn’t matter if you’re living paycheck to paycheck or earning six-figures a year, you need to know where your money is going if you [...]

Do you know that there are two ways to die in Singapore? One is to die testate –with a will and another is to die intestate – without a will. When you die without a will, your assets will be [...]

Retirement today is more than just a matter of accumulating enough money. Increasing life expectancy has made retirement an extended stage of life. If you’ve started looking into planning for [...]

We are A Family Serving Families. Learn about our purpose and you can trust our financial advisers to provide honest, independent and competent advice to our clients. Experience The Providend [...]

Despite going against the grain of the industry, we will continue to advocate our promise of honesty. Honour (Singapore) has chosen to honour Providend as an organisation which embraces such [...]

It has been eleven years since the Global Financial Crisis (GFC) in 2008. This event has changed the economy of the world, the mindset of investors and the investment philosophy of Providend [...]

Pre-order a copy of “Money Wisdom – Simple Truths For Financial Wellness” at https://www.providend.com/money-wisdom-order/ today! Written by Christopher Tan, CEO of Providend, this [...]

Many skeptics, especially people who have never invested before, regard investing as another form of gambling. Even though there’s a thin line between the two, they are two vastly different [...]

It’s 11th September again. It has been exactly 18 years since Providend was first established as a fee-only financial advisory firm. For those who are unfamiliar, back on 11th September 2001, the [...]

Building wealth requires understanding what matters and, at the same time, recognizing what you can control. The intersection of and distinctions between these two concepts are important to [...]