Ray graduated from NUS Economics in 2008. While in NUS, he also studied History and Business and became very interested in knowing how the world works through politics and wealth.
Prior to joining Providend, he was the general manager of his family business which was in the retail and consumer goods sector for over 11 years. During his time there, he successfully established a B2B distribution channel and expanded the company to move beyond the traditional brick and mortar model to include ecommerce.
However, the lack of a sense of purpose in the work drove him to reconsider the future of his career path. He started looking for a role where his values are better aligned with and would still be able to apply his knowledge to add value to others.
While researching for a better way to plan the finances for his own family, he learnt about Providend and felt very inspired by the work that we do. Shortly after, he made the decision to join Providend’s associate adviser program in 2021 where he first trained under experienced client advisers to learn the ropes.
As a Client Adviser now, Ray has been working with clients to help them be more intentional towards the choices they can make towards their life goals.
Must-have food in my life
Double-boiled chicken soup
Luckiest thing that has happened to me
Meeting my wife
Thing that makes me laugh the most
Watching old episodes of Mr. Bean
Advice for my younger self
Face your challenges squarely and early on, you are always better off after doing so.
Proudest father moment
Knowing that my children truly miss me when I am not around or going overseas for work, knowing that they look forward to having me around.
Superpower I wish I could have
To be able to control time or at least slow it down. Perhaps because I am at a life stage where my kids are still young, I feel that time is passing too quickly for me to savour all the important moments before they grow up and leave the nest.
Amazing experience with Ray! Grateful for all the insights and I must say, it supersedes all other advice that I’ve received thus far. He is not only patient but also quick to listen. Not forceful / salesy / pushy at all. If you’re someone who is looking for a genuine advisor who wants the best for you, go for Providend!! We definitely need more advisors like Ray.
Let Us Help You
Achieve Your Goals
Achieve Your Goals