Bryan Reginald Chan, CFP^®

Having accumulated enough wealth after working for almost 30 years, I decided to retire in 2019. Though I was confident that my wealth will be sufficient to fund my retirement life, I was struggling to understand what was the best way to structure it into a clear and sustainable retirement plan going forward. I decided to engage Providend for help. By working with its financial advisors Yong Cheng and Bryan, using its RetireWell methodology, we were able to create a clear and simple retirement wealth management plan, which allowed me to see how my assets were being allocated into various buckets generating positive returns that will fund my retirement in different stages of my life. I am happy with their professional services and I am looking forward to working with them for many years to come.

If you are planning to retire soon, or struggling to understand how to manage your wealth effectively to fund your retirement, or if you are still too early to retire but wish to create an investment strategy that can help you meet your retirement goal, you should consider engaging Providend for help.

My wife and I have been exploring ways to retire without the stress and uncertainty and we have been looking for an advisor to assist us in reviewing our financial assets and how to invest safely. After talking to banks, insurance companies and investment firms, we discovered Providend via YouTube and their RetireWell planning system as discussed by their CEO Christopher Tan. After contacting Providend, we were put in touch with Yong Cheng and Bryan Chan, two of their financial advisors. They patiently walked though their process of planning our retirement based on our goals.

The main reason we decided on Providend were a few factors 1) Holistic approach - examining our entire financial situation and major commitments over the years and presenting to us a plan to achieve our financial goals. 2) Costs - being a fee-only wealth management advisory firm kept their costs low vs the other options that we have explored. 3) Comfort - having answered all our questions and walked us on our retirement journey, Yong Cheng and Bryan gave us the comfort and confidence that our goals are achievable with proper planning. Based on the above reasons, we strongly recommend Providend to others who are seeking professional and qualified financial advisors to assist them in managing their funds.

We have been working with Providend for about four years now. Our advisor, Evelyn Goh, along with Bryan Chan, have provided detailed planning and investment advice. We have greatly appreciated their transparency with regard to fees, as well as the conscientious approach to planning and investing. With their rigorous assessment of where we are, and where we need to get to, we now have a roadmap with key targets and milestones.

Providend is also good at articulating your individual objectives and circumstances with existing structures such as CPF. They also provided value-added advice in areas such as health, critical illness, and life insurance. Providend is an investment advisory firm suited to individuals and families who seek independent, fee-based, and serious investment services over the long-term.