Job Hopping Among Gen Z: A Trend or a Necessity? (S5E14)
“Young people are so carefree!”, but is it true? In this series ‘Snack for Thought’, we dive into real conversations on the money and life issues young adults face, while keeping it light-hearted [...]
Ikigai Insider: The People and Places That Bring Us Resonance (S5E13)
Welcome to the third episode of our miniseries Ikigai Insider, where we invite our Client Advisers to share what it means to live a good life, combining Ikigai with Providend’s Philosophy of [...]
Why Chasing a 100% Retirement Success Rate May Cost You More Than You Think
A seatbelt reduces your risk of dying in a car accident dramatically. A full racing harness reduces it further. A reinforced cage around the driver reduces it further still. At some point the [...]
Can AI Replace a Human Adviser During Job Loss or Retrenchment?
Can AI Replace a Human Adviser? Artificial intelligence (AI) tools like ChatGPT are increasingly capable of analysing financial data, generating reports, and answering complex questions in [...]
Before You Rush Into LRIS, Understand How CPF Really Works
In the past month, since Finance Minister and Prime Minister Lawrence Wong announced the launch of the Lifetime Retirement Investment Scheme (LRIS) in 2028, there has been considerable discussion [...]
Should Gen Z Rent or Buy Their First Home in Singapore? (S5E10)
“Young people are so carefree!”, but is it true? In this series ‘Snack for Thought’, we dive into real conversations on the money and life issues young adults face, while keeping it [...]
Ikigai Insider: Embracing Change and Growth (S5E09)
Welcome to the second episode of our miniseries Ikigai Insider, where we invite our Client Advisers to share what it means to live a good life, combining Ikigai with Providend’s Philosophy of [...]
AI vs Human Advisers: Who Do You Trust After a $3 Million Inheritance? (S5E07)
As AI tools like ChatGPT are increasingly capable of analysing financial data, generating reports, and answering complex questions in seconds, many have asked: could AI truly replace a human [...]
Gold: Is Now the Right Time to Buy?
In the past year, gold has captured headlines as one of the standout performers among global asset classes. After trading for much of the past decade below previous record highs, gold prices [...]
Singapore Budget 2026: Key Personal Finance Highlights for Households and Retirees
Prime Minister and Finance Minister Lawrence Wong delivered the Singapore Budget 2026 on 12 February 2026. Considering a new world order along with rising geopolitical tensions, he emphasised [...]
Married by 30 to #BTOgether? Snack for Thought on the Comparison Trap (S5E06)
Young people are so carefree!”, but is it true? In this series ‘Snack for Thought’, we dive into real conversations on the money and life issues young adults face, while keeping it light-hearted [...]
Case Study: Can AI Really Replace a Human Adviser in Planning for a Special Needs Child?
Can AI Replace a Human Adviser? Artificial intelligence (AI) tools like ChatGPT are increasingly capable of analysing financial data, generating reports, and answering complex questions in [...]
Thriving in a Messy World: Why the Philosophy of Sufficiency Matters More Than Ever
In a short span of just six years, we have been reminded of how fragile global stability can be. It began with the Covid-19 pandemic in Wuhan in December 2019, which disrupted supply chains and [...]
Ikigai Insider: What Freedom Really Means (S5E02)
Welcome to this first episode of our miniseries Ikigai Insider, where we invite our Client Advisers to share what it means to live a good life, combining Ikigai with Providend’s Philosophy of [...]
The Return on Our Spending: How to Make Your Money Matter (S4E39)
Being a trusted adviser to our affluent clients for over two decades, our wealth management philosophy, making ikigai decisions before money decisions, is rooted in our experience of managing [...]
圣诞小感怀:关于钱的三个生活智慧
每到圣诞节,脑海里常会浮现许多熟悉的画面:圣诞树、雪人、烤火鸡、槲寄生、圣诞树干蛋糕,还有坐在雪橇上、由十二只驯鹿拉着的圣诞老公公(这些其实在圣经里一项也没有)。但无论是在购物中心或街头看到多少这些元素,它们都不是圣诞节的核心意义。 圣诞节是纪念耶稣基督的诞生。对基督徒来说,这是神道成肉身、降世为人的时刻。 [...]
What Did My Money Really Buy This Year?
As investors, we spend a great deal of time measuring returns. We track markets daily, analyse charts, and compare our investment performance against benchmarks. And when the year comes to a [...]
Is 100k by 30 Achievable? Snack for Thought on Milestones and Life Choices (S5E03)
“Young people are so carefree!”, but is it true? In this series ‘Snack for Thought’, we dive into real conversations on the money and life issues young adults face, while keeping it [...]
AI vs Human Advisers: Who Do You Trust With Retirement and Career Transitions? (S5E01)
As AI tools like ChatGPT are increasingly capable of analysing financial data, generating reports, and answering complex questions in seconds, many have asked: Could AI truly replace a human [...]
As the Year Ends: It’s Never Too Late to Start Again (Here’s How)
It is that time of the year again, when the days somehow move faster, the calendar fills with holiday trips and gatherings, and we begin to ask ourselves: How has this year been for me?Did I live [...]
The Real Difference a Fee-Only Wealth Advisory Firm Makes: Serving Families as I Would My Own
As I embarked on my next career journey, the big question was, “Could I find a path that would allow me to make a meaningful impact on the lives that I serve?” My career began in corporate [...]
Case Study: Can AI Really Replace a Human Adviser in Inheritance Planning?
Can AI Replace a Human Adviser? Artificial intelligence (AI) tools like ChatGPT are increasingly capable of analysing financial data, generating reports, and answering complex questions in [...]
提高财富与人生双赢概率的八大步骤
我经常前往中国,与各类金融机构交流,并分享在当今市场中应如何提供理财建议。在最近一次前往广州的行程中,我有机会与多家金融机构交流,同时也与政府官员进行了会面。 有趣的是,我抵达的当天,中国股市大幅上涨,受到政府财政刺激政策的推动。由于中国市场经历了三年的低迷,金融机构忙于为不想错过这波反弹的投资者执行交易,大家都认为市场反弹终于来了。 [...]
What Freedom Means in Ikigai: Reflections from Wakayama and Lessons for Clients
In this article, our Client Adviser, Annette Lee, reflects on the Ikigai petal of Freedom, sharing her recent experiences in Wakayama, Japan. Through her journey, she explores what true freedom [...]
Finding Your Ikigai: Sha-En’s Journey from Primary School Teacher to Happiness Scientist (S4E35)
Welcome to the final episode of our miniseries on Finding Your Ikigai, where we invite a series of guests to explore what it truly means to live a good life, incorporating the concept of Ikigai [...]
Beyond the Trust Deed: A Team-Based Approach to Legacy and Estate Planning
Over the past few years, we have experienced an increasing number of requests to set up trusts for families as part of their legacy and estate plan. This is largely due to a greater awareness of [...]
Case Study: Can AI Replace a Human Adviser for Retirement and Career Transitions?
Can AI Replace a Human Adviser? Artificial intelligence (AI) tools like ChatGPT are increasingly capable of analysing financial data, generating reports, and answering complex questions in [...]
Advance Care Planning and Funeral Arrangements: Lessons from My Own Family
Before starting the session with my parents, I found myself in a strangely unsettling position. Despite my experience guiding clients through difficult conversations about long-term care and [...]
What My 9-Year-Old Taught Me About Investing
My son has been saving part of his allowance ever since he started primary school. It was a habit my wife and I wanted to build early — to help him see that money isn’t just for spending. [...]
