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Executive Summary  The third quarter of 2025 marked a robust rebound for global markets, as easing trade tensions, strong earnings, and AI enthusiasm pushed equities to all-time highs. US, [...]

When people think of ikigai, they often picture a neat, four-circle Venn diagram: “what you love,” “what you’re good at,” “what the world needs,” and “what you can get paid for,” with ikigai at [...]

In September this year, a Straits Times report highlighted that while sales of investment-linked policies (ILPs) grew by 72% from 2022 to 2024, complaints against them are also at an all-time [...]

Recently, I was interviewed by CNA on the topic of making your child a millionaire. The discussion focused heavily on the mechanics — the “how-to” of compounding and investing. But I left [...]

在2010年，全球金融危机导致许多人财富缩水后，我灵光一闪，决定为我们的公司发展一套“足够哲学”（Philosophy of Sufficiency）。这套哲学成为我们规划、投资与为客户提供建议的核心理念。 [...]

Executive Summary  July was a fantastic month for stocks, reaching new highs supported by strong AI earnings, low inflation, and a weaker SGD boosting portfolios. Key indices including the [...]

“Yong Cheng, do you think I have enough money to spend for the rest of my life?”  This question came from a client of mine—a 70-year-old semi-retired doctor who has properties worth [...]

Two months ago, due to the radical tariff policies proposed by President Trump, many experts predicted that the US economy was on the brink of a recession. This pessimism caused the US stock [...]

An earthquake. No one could have predicted that would happen in Bangkok on 28 March 2025. I was on a short holiday to the Thai capital with my sister. We were just settling down for lunch at the [...]

My first quarter of 2025 was fraught with ill health and medications aplenty. I had fallen sick since January, with remnants of a cough still lingering as I pen the words to this article. What [...]

Welcome to the third episode of our miniseries on Finding Your Ikigai, where we invite a series of guests to explore what it truly means to live a good life, incorporating the concept of Ikigai [...]

Welcome to the second episode of our miniseries for Finding Your Ikigai, where we invite a series of guests to explore what it means to live a good life, incorporating the concept of Ikigai and [...]

“I am now ready to be a wealth adviser.” With reference to an article I wrote in 2021, my ‘one day’ has come. Since my husband and I got married in 2016, our life together has been [...]

For many of us, our loved ones are the reason we wake up each day, work hard, and make sacrifices—to give them the best life possible. Throughout my career, I chased financial success to make my [...]

Launched on 9 January 2009 by Satoshi Nakamoto (no one really knows who he is or who they are; it is presumed to be the pseudonym for a person or a group of people), Bitcoin became the world’s [...]

“It’s not just words. Action expresses priorities.” – Mahatma Gandhi Most prospective clients do not come to Providend with all their money in cash. Instead, they usually come to us with a [...]

This marks the first episode of our miniseries for Finding Your Ikigai, and we are really excited to begin this series, as we invite a series of guests to explore what it means to live a good [...]

Welcome to the first episode of Providend’s Money Wisdom Podcast Season 4! We hope everyone is looking forward to what we have in store for you this year. As the leading fee-only wealth advisory [...]

Having survived multiple market crises in our investment journey since 2001, we know what works and what won’t work. In this week’s Money Wisdom episode, Amelia from the Brand Experience [...]

As you may be aware, the CPF Special Account (SA) for members aged 55 and above will be closed starting in the second half of January 2025. This change was first announced during Budget 2024 in [...]

As a trusted adviser to our affluent clients for over two decades, our Founder and CEO, Christopher, was recently invited to Guangzhou, where he had the opportunity to speak with Chinese [...]

Executive Summary  In September 2024, the stock market marked its first positive month in five years, largely due to a 50-basis point rate cut from the Federal Reserve (Fed) and stimulus [...]

We often think that only the financial illiterate need wealth advice. However, in our own experience, it is not uncommon for financially savvy individuals to reach out to explore our services. We [...]

Question: How should a fresh graduate working in the engineering sector manage his/her finances? Long-term and short-term! Answer from our CEO, Christopher Tan: Thank you for participating in [...]

A few weeks ago, one of my colleagues retired after working at Providend for almost two decades. Just before he left the company’s chat group, he wrote his farewell message to all of us. It hit [...]

Question: How have the global events in recent years (e.g., Ukraine war, political instability, COVID-19, etc.) changed your investment outlook? Also, what are your thoughts on alternative assets [...]

Question: What are the advantages of investing through Providend when we can invest directly and at a lower cost through ETFs such as CSPX and VWRA? I’m assuming that Providend also invests [...]

Providend is excited to share that we are working alongside Dimensional Fund Advisors (DFA) to introduce three new low-cost CPFIS funds to Singaporean investors: The Global Core Equity III Fund [...]

This Father’s Day is particularly special, as it is the first year I will be celebrating as both a son and a soon-to-be dad. Like many Asian families, my dad was the primary breadwinner, [...]

To get ready for your retirement, or your financial independence, you will need a recurring stream of cash flow. We often have clients seeking our help to evaluate certain financial products [...]