Demystifying Universal Life Policies (I)
Since 2003, we have been advocating the use of term insurance instead of whole life policies. The thinking is pretty straightforward: the primary purpose of insurance is to replace income loss [...]
Launch Of CareShield Life In 2020 – How Does It Affect You?
Long-term severe disability is one of the health risks that may befall a person. Usually, this is most likely to occur when a person is older. When someone suffers from long-term severe [...]
Why Most Needs Can Be Covered By Term Insurance
Mark is a good friend of mine. Some years back he had the opportunity of his lifetime to build his dream house on a piece of land given to him by his grandfather and he had a budget of $1 [...]
Using Life Insurance as a Savings Instrument?
When I started out my career as a financial adviser with an insurance company many years ago, I was taught that insurance products are a good instrument for accumulating one’s wealth. Not only do [...]
Uncovering the Sales Ideas behind Whole Life Plans
Life insurance is meant mainly to protect us against loss of income due to death, disability and a medical crisis. It is also meant to provide us with sufficient resources to pay for medical [...]
