Personal Wealth

Question: What are the advantages of investing through Providend when we can invest directly and at a lower cost through ETFs such as CSPX and VWRA? I’m assuming that Providend also invests [...]

I always wondered why we need to pay a king’s ransom for an omakase (“I leave it up to you”) meal where the chef decides what is good for me. Should not the premium be justified [...]

Question: What are some of your financial mistakes and best financial decisions? Answer from our CEO, Christopher Tan: Thanks for joining the AMA and also for your question. I have made many [...]

As the leading fee-only wealth advisory firm in Asia, our Founder and CEO, Christopher, shares the lessons he has learnt in Legacy Planning in his Business Times article. With almost three [...]

In all my years of meeting with wealthy families for discussions on estate and legacy planning, I have had the privilege to listen to countless stories. Some stories are inspiring to listen to, [...]

Question: As a parent, I would like to pick your brain on your ways of educating children on managing their finances mindfully. I would also appreciate any parenting tips you could share, [...]

Question: “Financial independence sounds like a distant dream for those earning less than the average (around $2,000 per month). For someone with no aptitude or ability to pick stocks, [...]

For a few years now, thanks to my mother’s DNA, my “good” cholesterol reading has been very high. However, my “bad” cholesterol has been stubbornly hovering between above optimal and borderline [...]

This is such a genuine question, but a question that is difficult to answer. But let me try. Stopping the lifestyle creep requires strong conviction, a disciplined lifestyle, and a supportive [...]

In my 20s: Invest in an Exchange-Traded Funds (ETFs) that tracks the index such as the S&P500 index or the MSCI AC World Index. Invest regularly and stay invested. But do note that investing [...]

In recent years, I have been hearing more and more investors say that all they need to do is buy an ETF or Index Fund that tracks the S&P 500 index and they would get the investment returns [...]

Welcome back to part five of this nine-part mini-series, “The Story of Our Clients’ Wealth Journey”, where we delve into the wealth management journey of our clients. As the leading [...]

This Father’s Day is particularly special, as it is the first year I will be celebrating as both a son and a soon-to-be dad. Like many Asian families, my dad was the primary breadwinner, [...]

It was the second day of April when I felt like I was on the receiving end of a belated April Fools’ prank. Dressing up for work, I put on my favourite cologne. It was part of a daily [...]

As the leading fee-only wealth advisory firm in Asia, our Founder and CEO, Christopher’s Business Times article discusses the critical mistake that business owners often make, when they do [...]

One of the biggest assets on entrepreneurs’ personal balance sheets is their business. Yet, I have observed that many do not integrate it with their own personal wealth planning, depending solely [...]

Welcome back to part four of this nine-part mini-series, where we delve into the wealth management journey of our clients. As the leading fee-only wealth advisory firm in Asia, we have been [...]

Being a trusted adviser to our affluent clients for over two decades, it is important to ensure the reliability and sufficiency of investment returns to meet our clients’ non-negotiable [...]

Holistic wealth management goes beyond traditional wealth planning, and it takes into consideration various facets of life. It recognises that true wealth encompasses more than just monetary [...]

Welcome back to part three of this nine-part mini-series, where we delve into the wealth management journey of our clients. As the leading fee-only wealth advisory firm in Asia, we have been [...]

A week ago, I was in Guangzhou to participate in a closed-door meeting with the Chinese investment advisory industry leaders and government officials. I also gave a keynote speech to their [...]

February 16, 2024, marked the closure of the loophole to ‘shield the Special Account’ – the risk-free and high-yielding liquid CPF account. Two of my colleagues are moderators of the 1M65 [...]

Welcome back to part two of this nine-part mini-series, where we delve into the wealth management journey of our clients. Being a trusted adviser to our affluent clients for the past two decades, [...]

Working in a financial advisory firm, I frequently overhear my colleagues discussing how they assist clients in reaching their life goals by increasing their wealth through investments. This [...]

Earlier this year, I had the chance to travel up to Genting Highlands – the City of Entertainment. We took a bus up and after weaving through a long, windy, sloping road, we finally reached the [...]

It has been a month since the CPF changes were announced, and there are still ongoing discussions in the media, online, and in various finance chat groups. With all the noise surrounding this [...]

After working hard in your career for the past 15 years, you’ve earned a well-deserved promotion to a senior level in the company. As you read through the promotion letter, aside from the [...]

It has been a month since changes made to the CPF were announced and it has sparked many discussions on retirement planning which are still ongoing on mainstream media, digital media channels and [...]

Providend has always been proud to share that we are Southeast Asia’s first fee-only advisory firm. In recent years, we have been receiving many questions about who we serve and the work [...]

Recently, my wife and I enlisted the help of my colleagues, Chin Yu and Jin, to review our family’s wealth plan. As a wealth adviser myself, it is something I passionately do day in and day [...]