Archives

Bonds are not typically the best asset class if there is unexpected inflation, but one type of bond which investors use to keep pace with the inflation rate is the Treasury Inflation-Protected [...]

We all know Kyith as the brain behind Investment Moats, Singapore’s most well read financial blog, but how much do we know about his motivations and money values that led him to where he is [...]

In the recent 3 years, we have witnessed a rise in the number of people coming to us for end-of-life, legacy, and estate planning. Perhaps they were reminded that death can happen suddenly, [...]

In this episode, we are glad to be joined by the lovely Ms Ong Bee Yan who would be sharing how she blossomed from a shy, young lady with low self-esteem to being the face of ageless fashion. Bee [...]

4 years ago in 2019, The Woke Salaryman was set up with the intention of helping Singaporeans make better financial and life choices through education. In this episode, our CEO, Christopher Tan, [...]

Here comes the FIRST episode of Providend’s Money Wisdom Podcast Season 2! In this episode, you will get to know more about your new co-host – Isaac Ong, as he shares what he does as an [...]

This month marks the 25th anniversary of my career in wealth advisory. Time really flies. I had a good career, not that it was worry-free. Instead, it was all the crises that I have gone through [...]

In this latest episode, we are glad to have a chat with Mr Terence Quek on his journey to finding his life purpose and how he is living up to it. Terence went from the navy to entrepreneurship. [...]

Whether you are accumulating towards retirement or spending in your retirement years, having your investments reach their planned returns is crucial in ensuring you achieve your goals. When it [...]

“Focusing on the correct side of your money equation will help you not only be financially successful, but also help you finish well in life.” In this episode, I will elaborate both sides of the [...]

Recently, someone on my Facebook asked me to use 1-3 words to describe how the start of 2023 has been for me so far. I posted “Ctrl-Alt-Del” (Control, Alternate and Delete). What do I mean? To [...]

“What would happen to my firm, Providend, and my loved ones if I did not make it home?” In this episode, I will share the two main concerns of business owners and the need to plan for your [...]

“Transition” is the word that describes 2022 for me. For the financial markets, we transited from low inflation to a higher inflation environment, from low interest rates to rising interest rates [...]

“I have seen parents come to me with only a few insurance policies and to them, that is education planning.” In this episode, I will share a major flaw in how many parents plan for their [...]

“I believe for most parents, one of our greatest concerns would be to make sure our children receive the best education possible.” In this episode, I will walk you through some of the major [...]

“I strongly believe that a key ingredient to our clients’ financial success is money coaching.” In money coaching, we categorise individuals into eight money archetypes, help them understand how [...]

“She paid hundreds of dollars every month for her son’s insurance but she could not claim a single cent when he was warded. As for me, my son left the hospital three days later without me having [...]

Growing Up is an English-language drama in Singapore which was debuted in 1996. It had a total of six seasons and the show was set between the 1960s to the 1980s. I have fond memories of watching [...]

Are you ready to pay a fee for wealth advice? More than 20 years have passed and yet, many from our industry still think Singaporeans are not ready. Is that really the case? In this episode, I [...]

In 2007, our then Head of Client Relationship Management asked: Chris, do we make more money from clients by going through all the trouble doing this (introducing new investment portfolios to the [...]

The wealth management industry is mainly made up of 3 players: product manufacturers, distributors and you, the consumer. In this episode, I will share the relationship between the 3 industry [...]

“A good life must have God in it, for me. Without Jesus in my life, I wouldn’t be living a good life.” In this special edition of The Providend Conversation: Living the Good Life, we are really [...]

“You deserve quality advice. When choosing an institution to be your wealth adviser, do not choose a platform that is primarily set up for transactions rather than in-depth wealth management [...]

Two months ago, I wrote an article on this column revisiting the age-old debate on term vs whole life insurance. The conclusion was that in most situations, term insurance is the most suitable. [...]

“When clients entrust us with planning their wealth, we have to realise that it is not just how much we can make from the clients. The compensation may only last us for a while, but if we don’t [...]

“I booked a Grab car and when it came, I was pleasantly surprised that it was a Lexus. Once I got in, I began an interesting conversation with the driver. I asked him if he could make money [...]

“If you are a retiree listening to this, you are effectively in the final phase of your life. Time is short and by being clear of your life’s purpose, you will be able to focus your time on [...]

Should I get a wealth adviser to help me plan for my retirement? Chris: If you are savvy enough to design your own portfolios, execute them using suitable low-cost instruments, keep your own [...]

“You cannot possibly find another better annuity in Singapore, than CPF LIFE.” In this episode, I will share a very important role of CPF LIFE in retirement planning — to provide retirees [...]

Over the past one month, the talk in town has been on rising interest rates and yields of fixed deposits, Singapore Savings Bonds and T-bills. This is not surprising as we have not seen such high [...]