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“Focusing on the correct side of your money equation will help you not only be financially successful, but also help you finish well in life.” In this episode, I will elaborate both sides of the [...]

Recently, someone on my Facebook asked me to use 1-3 words to describe how the start of 2023 has been for me so far. I posted “Ctrl-Alt-Del” (Control, Alternate and Delete). What do I mean? To [...]

“What would happen to my firm, Providend, and my loved ones if I did not make it home?” In this episode, I will share the two main concerns of business owners and the need to plan for your [...]

“Transition” is the word that describes 2022 for me. For the financial markets, we transited from low inflation to a higher inflation environment, from low interest rates to rising interest rates [...]

“I have seen parents come to me with only a few insurance policies and to them, that is education planning.” In this episode, I will share a major flaw in how many parents plan for their [...]

“I believe for most parents, one of our greatest concerns would be to make sure our children receive the best education possible.” In this episode, I will walk you through some of the major [...]

“I strongly believe that a key ingredient to our clients’ financial success is money coaching.” In money coaching, we categorise individuals into eight money archetypes, help them understand how [...]

“She paid hundreds of dollars every month for her son’s insurance but she could not claim a single cent when he was warded. As for me, my son left the hospital three days later without me having [...]

Growing Up is an English-language drama in Singapore which was debuted in 1996. It had a total of six seasons and the show was set between the 1960s to the 1980s. I have fond memories of watching [...]

Are you ready to pay a fee for wealth advice? More than 20 years have passed and yet, many from our industry still think Singaporeans are not ready. Is that really the case? In this episode, I [...]

In 2007, our then Head of Client Relationship Management asked: Chris, do we make more money from clients by going through all the trouble doing this (introducing new investment portfolios to the [...]

The wealth management industry is mainly made up of 3 players: product manufacturers, distributors and you, the consumer. In this episode, I will share the relationship between the 3 industry [...]

“A good life must have God in it, for me. Without Jesus in my life, I wouldn’t be living a good life.” In this special edition of The Providend Conversation: Living the Good Life, we are really [...]

“You deserve quality advice. When choosing an institution to be your wealth adviser, do not choose a platform that is primarily set up for transactions rather than in-depth wealth management [...]

Two months ago, I wrote an article on this column revisiting the age-old debate on term vs whole life insurance. The conclusion was that in most situations, term insurance is the most suitable. [...]

“When clients entrust us with planning their wealth, we have to realise that it is not just how much we can make from the clients. The compensation may only last us for a while, but if we don’t [...]

“I booked a Grab car and when it came, I was pleasantly surprised that it was a Lexus. Once I got in, I began an interesting conversation with the driver. I asked him if he could make money [...]

“If you are a retiree listening to this, you are effectively in the final phase of your life. Time is short and by being clear of your life’s purpose, you will be able to focus your time on [...]

Should I get a wealth adviser to help me plan for my retirement? Chris: If you are savvy enough to design your own portfolios, execute them using suitable low-cost instruments, keep your own [...]

“You cannot possibly find another better annuity in Singapore, than CPF LIFE.” In this episode, I will share a very important role of CPF LIFE in retirement planning — to provide retirees [...]

Over the past one month, the talk in town has been on rising interest rates and yields of fixed deposits, Singapore Savings Bonds and T-bills. This is not surprising as we have not seen such high [...]

In the event of mismanagement of their retirement monies, retirees might not be able to accumulate sufficient sums for their retirement again because of their advanced age. With that in mind, I [...]

As retirement specialists, we use instruments that are low-cost and do not try to beat the markets for our clients. In this episode, I will explain why we use index funds by looking at the risks [...]

“As retirement planners, our fiduciary duty is not to make retirees rich but to keep retirees financially secure.” In this episode and the upcoming ones, I will introduce you to our proprietary [...]

“You have paid your adviser, whether a commission or a fee, to take care of your financial ‘plant’. Make sure you get what you deserve.” In this episode, I will share a list of works you should [...]

I recently did a podcast on insurance planning and was surprised by the overwhelming response. While consumers were generally thankful for the information, I was taken aback that some advisers [...]

By investing into the entire market, it is no longer a pipe dream to have all the top investors, including the better active managers in the world, work for you. In this episode, I will share the [...]

High inflation rates have renewed the interest in adding commodities as an alternative investment to hedge against inflation risk. In this episode, I will explain what fundamentally drives the [...]

Do hedge fund indices provide a true reflection of the returns of the underlying hedge fund industry? In this episode, I will share the 6 key problems with hedge fund indices and explains why [...]

Scores of data tell us that throughout recessions, geopolitical situations or natural disasters that had happened from time to time, the stock markets always rise in the long run. In this [...]