Personal Wealth

My first quarter of 2025 was fraught with ill health and medications aplenty. I had fallen sick since January, with remnants of a cough still lingering as I pen the words to this article. What [...]

Welcome to the third episode of our miniseries on Finding Your Ikigai, where we invite a series of guests to explore what it truly means to live a good life, incorporating the concept of Ikigai [...]

If you are expecting this article to talk about Indexed-linked Universal Life Policies (ULPs) or about wills and trusts, I am not surprised. Because in my world of wealth management, that is what [...]

Welcome to the second episode of our miniseries for Finding Your Ikigai, where we invite a series of guests to explore what it means to live a good life, incorporating the concept of Ikigai and [...]

I made my first stock market investment in June 2009 during the Global Financial Crisis. It was sheer luck that I entered the market not long after it had hit its lowest point in March that year. [...]

“I am now ready to be a wealth adviser.” With reference to an article I wrote in 2021, my ‘one day’ has come. Since my husband and I got married in 2016, our life together has been [...]

For many of us, our loved ones are the reason we wake up each day, work hard, and make sacrifices—to give them the best life possible. Throughout my career, I chased financial success to make my [...]

Prime Minister and Finance Minister Lawrence Wong delivered the Singapore Budget 2025 titled “Onward Together for a Better Tomorrow” on 18 February 2025. Considering geopolitical tensions and [...]

Launched on 9 January 2009 by Satoshi Nakamoto (no one really knows who he is or who they are; it is presumed to be the pseudonym for a person or a group of people), Bitcoin became the world’s [...]

Welcome to the first episode of our Milestones by Decade mini-series! We’re thrilled to kick off this series, diving into insightful conversations with our Client Advisers. In each episode, we’ll [...]

“It’s not just words. Action expresses priorities.” – Mahatma Gandhi Most prospective clients do not come to Providend with all their money in cash. Instead, they usually come to us with a [...]

As a millennial, one of the most talked-about topics today is building generational wealth, particularly through crypto. Every now and then, a TikTok video would appear on my For You Page (FYP), [...]

Living a Good Life: Building Trust and Auctioneering Success Being a trusted adviser to our affluent clients for over two decades, we know what works and what won’t work, when it comes to [...]

After almost a year of waiting, the CPF Special Account (SA) was finally closed on 19 January 2025 for approximately 1.4 million CPF members. Over the past month, as Singaporeans above 55 years [...]

This marks the first episode of our miniseries for Finding Your Ikigai, and we are really excited to begin this series, as we invite a series of guests to explore what it means to live a good [...]

The best musical composition, novel, or artwork is built on basic elements like notes, alphabets, or colour palettes. Similarly, to appreciate the elegance, depth and intricacy of portfolio [...]

Welcome to the first episode of Providend’s Money Wisdom Podcast Season 4! We hope everyone is looking forward to what we have in store for you this year. As the leading fee-only wealth advisory [...]

Having survived multiple market crises in our investment journey since 2001, we know what works and what won’t work. In this week’s Money Wisdom episode, Amelia from the Brand Experience [...]

How I Spent My Year-End Bonus The first year-end bonus I received was unforgettable. I was 28 and working as a bank relationship manager, earning a steady income but having never handled such a [...]

The celebration of Christmas is often associated with Christmas trees, snowmen, roast turkeys, mistletoes, log cakes, and Santa Claus on his sleigh pulled by his 12 reindeers (none of these are [...]

As you may be aware, the CPF Special Account (SA) for members aged 55 and above will be closed starting in the second half of January 2025. This change was first announced during Budget 2024 in [...]

As Asia’s leading fee-only wealth advisory firm, we are honoured to feature Dr Peng Chen, our Senior Advisor and Director at Providend, in this special podcast episode. Dr Peng is the [...]

Being a trusted adviser to our affluent clients for over two decades, our wealth management philosophy—making life decisions before money decisions—is rooted in our experience of managing over [...]

Investing is Emotional and Scary Investing can be a daunting and emotional journey. Reflecting on the last four years of my own investment experience, I realised just how much of an emotional [...]

At Providend, investments are a means to achieve returns to enable our life goals. Our CEO, Christopher Tan, wrote about the 8 steps that we take to ensure the highest probability of success when [...]

Discovering the Why It’s the 23rd of September 2024, and I just spent the last 10 days in the US together with 2 of my other colleagues, Chris and Nataly, to visit and speak with various fee-only [...]

I have been writing and speaking about retirement planning for the past 27 years. In the initial years of my career, they were all about how to accumulate enough wealth to retire. As my clients [...]

Welcome back the final part of this nine-part mini-series, “The Story of Our Clients’ Wealth Journey”, where we explore the wealth management journey of our clients. This final [...]

As a trusted adviser to our affluent clients for over two decades, our Founder and CEO, Christopher, was recently invited to Guangzhou, where he had the opportunity to speak with Chinese [...]

Two weeks ago, I was in Guangzhou again. Besides spending time with government officials, I had the opportunity to spend time with several Chinese financial institutions to share how advice [...]