Personal Wealth

It was the second day of April when I felt like I was on the receiving end of a belated April Fools’ prank. Dressing up for work, I put on my favourite cologne. It was part of a daily [...]

As the leading fee-only wealth advisory firm in Asia, our Founder and CEO, Christopher’s Business Times article discusses the critical mistake that business owners often make, when they do [...]

One of the biggest assets on entrepreneurs’ personal balance sheets is their business. Yet, I have observed that many do not integrate it with their own personal wealth planning, depending solely [...]

Welcome back to part four of this nine-part mini-series, where we delve into the wealth management journey of our clients. As the leading fee-only wealth advisory firm in Asia, we have been [...]

Being a trusted adviser to our affluent clients for over two decades, it is important to ensure the reliability and sufficiency of investment returns to meet our clients’ non-negotiable [...]

Holistic wealth management goes beyond traditional wealth planning, and it takes into consideration various facets of life. It recognises that true wealth encompasses more than just monetary [...]

Welcome back to part three of this nine-part mini-series, where we delve into the wealth management journey of our clients. As the leading fee-only wealth advisory firm in Asia, we have been [...]

A week ago, I was in Guangzhou to participate in a closed-door meeting with the Chinese investment advisory industry leaders and government officials. I also gave a keynote speech to their [...]

February 16, 2024, marked the closure of the loophole to ‘shield the Special Account’ – the risk-free and high-yielding liquid CPF account. Two of my colleagues are moderators of the 1M65 [...]

Welcome back to part two of this nine-part mini-series, where we delve into the wealth management journey of our clients. Being a trusted adviser to our affluent clients for the past two decades, [...]

Working in a financial advisory firm, I frequently overhear my colleagues discussing how they assist clients in reaching their life goals by increasing their wealth through investments. This [...]

Earlier this year, I had the chance to travel up to Genting Highlands – the City of Entertainment. We took a bus up and after weaving through a long, windy, sloping road, we finally reached the [...]

It has been a month since the CPF changes were announced, and there are still ongoing discussions in the media, online, and in various finance chat groups. With all the noise surrounding this [...]

After working hard in your career for the past 15 years, you’ve earned a well-deserved promotion to a senior level in the company. As you read through the promotion letter, aside from the [...]

It has been a month since changes made to the CPF were announced and it has sparked many discussions on retirement planning which are still ongoing on mainstream media, digital media channels and [...]

Providend has always been proud to share that we are Southeast Asia’s first fee-only advisory firm. In recent years, we have been receiving many questions about who we serve and the work [...]

Recently, my wife and I enlisted the help of my colleagues, Chin Yu and Jin, to review our family’s wealth plan. As a wealth adviser myself, it is something I passionately do day in and day [...]

On 16 February 2024, Deputy Prime Minister and Finance Minister Lawrence Wong gave his Budget Speech “Building Our Shared Future Together”. The Singapore Budget 2024 has come after a year filled [...]

The CPF changes announced during Budget 2024 have been receiving a range of opinions on the ground as Singaporeans who had “Special Account shielding” on their minds, question their [...]

For years, CPF members were able to “shield” the money in their CPF Special Account (SA) from being transferred to their Retirement Account (RA) by investing the money in excess of the first [...]

“Well, what’s that?” the man bellowed while polishing his glassware. I peeked up sheepishly from my screen, still mashing buttons and beating up digital thugs. “It’s… a Steam Deck.” I braced [...]

Until today, Providend remains the only fee-only wealth advisory firm in Southeast Asia, a model inspired by the U.S. and Australia – why is that so? For the average person seeking [...]

The philosophy of sufficiency serves as the anchor for everything we do here at Providend—whether it’s planning for our clients, investing for them, or providing advice. Sufficiency is [...]

In 2010, after the Global Financial Crisis that caused many to lose their wealth, I had an epiphany to develop the “Philosophy of Sufficiency” for my firm. It is the philosophy that [...]

The terms ‘trusted’ and ‘financial adviser’ may be seen as a paradox by some. Some might even wonder, ‘Are there really financial advisers that can be trusted?’ Just how difficult is [...]

Good friends tell you important things that are pleasing to the ears. Best friends tell you important things that are not pleasing to the ears. It is in this spirit that I’d like to warn [...]

Welcome to the FIRST episode of Providend’s Money Wisdom Podcast Season 3! For this season, we are doing things a little differently in our sharing of money wisdom with you. We will be [...]

I was born five years after Singapore’s independence. My late father came from Malacca during his teenage years to work for the Singapore Traction Company, which ran trams. It was a blue-collar [...]

Did you know that Dave Butler, Co-CEO of Dimensional Fund Advisors (DFA), was a former professional basketball player? Standing at over two metres tall, how did he come to and stay in his role at [...]

Against the backdrop of a challenging economic climate, the third quarter of 2023 witnessed a surge in retrenchments, leaving individuals grappling with financial uncertainties. Hopefully, the [...]