Personal Wealth

This is such a genuine question, but a question that is difficult to answer. But let me try. Stopping the lifestyle creep requires strong conviction, a disciplined lifestyle, and a supportive [...]

In my 20s: Invest in an Exchange-Traded Funds (ETFs) that tracks the index such as the S&P500 index or the MSCI AC World Index. Invest regularly and stay invested. But do note that investing [...]

In recent years, I have been hearing more and more investors say that all they need to do is buy an ETF or Index Fund that tracks the S&P 500 index and they would get the investment returns [...]

Welcome back to part five of this nine-part mini-series, “The Story of Our Clients’ Wealth Journey”, where we delve into the wealth management journey of our clients. As the leading [...]

This Father’s Day is particularly special, as it is the first year I will be celebrating as both a son and a soon-to-be dad. Like many Asian families, my dad was the primary breadwinner, [...]

It was the second day of April when I felt like I was on the receiving end of a belated April Fools’ prank. Dressing up for work, I put on my favourite cologne. It was part of a daily [...]

As the leading fee-only wealth advisory firm in Asia, our Founder and CEO, Christopher’s Business Times article discusses the critical mistake that business owners often make, when they do [...]

One of the biggest assets on entrepreneurs’ personal balance sheets is their business. Yet, I have observed that many do not integrate it with their own personal wealth planning, depending solely [...]

Welcome back to part four of this nine-part mini-series, where we delve into the wealth management journey of our clients. As the leading fee-only wealth advisory firm in Asia, we have been [...]

Being a trusted adviser to our affluent clients for over two decades, it is important to ensure the reliability and sufficiency of investment returns to meet our clients’ non-negotiable [...]

Holistic wealth management goes beyond traditional wealth planning, and it takes into consideration various facets of life. It recognises that true wealth encompasses more than just monetary [...]

Welcome back to part three of this nine-part mini-series, where we delve into the wealth management journey of our clients. As the leading fee-only wealth advisory firm in Asia, we have been [...]

A week ago, I was in Guangzhou to participate in a closed-door meeting with the Chinese investment advisory industry leaders and government officials. I also gave a keynote speech to their [...]

February 16, 2024, marked the closure of the loophole to ‘shield the Special Account’ – the risk-free and high-yielding liquid CPF account. Two of my colleagues are moderators of the 1M65 [...]

Welcome back to part two of this nine-part mini-series, where we delve into the wealth management journey of our clients. Being a trusted adviser to our affluent clients for the past two decades, [...]

Working in a financial advisory firm, I frequently overhear my colleagues discussing how they assist clients in reaching their life goals by increasing their wealth through investments. This [...]

Earlier this year, I had the chance to travel up to Genting Highlands – the City of Entertainment. We took a bus up and after weaving through a long, windy, sloping road, we finally reached the [...]

It has been a month since the CPF changes were announced, and there are still ongoing discussions in the media, online, and in various finance chat groups. With all the noise surrounding this [...]

After working hard in your career for the past 15 years, you’ve earned a well-deserved promotion to a senior level in the company. As you read through the promotion letter, aside from the [...]

It has been a month since changes made to the CPF were announced and it has sparked many discussions on retirement planning which are still ongoing on mainstream media, digital media channels and [...]

Providend has always been proud to share that we are Southeast Asia’s first fee-only advisory firm. In recent years, we have been receiving many questions about who we serve and the work [...]

Recently, my wife and I enlisted the help of my colleagues, Chin Yu and Jin, to review our family’s wealth plan. As a wealth adviser myself, it is something I passionately do day in and day [...]

On 16 February 2024, Deputy Prime Minister and Finance Minister Lawrence Wong gave his Budget Speech “Building Our Shared Future Together”. The Singapore Budget 2024 has come after a year filled [...]

The CPF changes announced during Budget 2024 have been receiving a range of opinions on the ground as Singaporeans who had “Special Account shielding” on their minds, question their [...]

For years, CPF members were able to “shield” the money in their CPF Special Account (SA) from being transferred to their Retirement Account (RA) by investing the money in excess of the first [...]

“Well, what’s that?” the man bellowed while polishing his glassware. I peeked up sheepishly from my screen, still mashing buttons and beating up digital thugs. “It’s… a Steam Deck.” I braced [...]

Until today, Providend remains the only fee-only wealth advisory firm in Southeast Asia, a model inspired by the U.S. and Australia – why is that so? For the average person seeking [...]

The philosophy of sufficiency serves as the anchor for everything we do here at Providend—whether it’s planning for our clients, investing for them, or providing advice. Sufficiency is [...]

In 2010, after the Global Financial Crisis that caused many to lose their wealth, I had an epiphany to develop the “Philosophy of Sufficiency” for my firm. It is the philosophy that [...]

The terms ‘trusted’ and ‘financial adviser’ may be seen as a paradox by some. Some might even wonder, ‘Are there really financial advisers that can be trusted?’ Just how difficult is [...]