Investment

Since February, markets have been extremely volatile due to escalating trade wars, particularly between the US and China, but also involving over 60 countries, including traditional allies like [...]

Getting retrenched can feel like being punched in the gut. For some, it comes as a surprise; for others, they see the writing on the wall and have to deal with gut-wrenching uncertainty until [...]

With President Trump announcing the reciprocal tariff on 2 April 2025, and the S&P 500 index dropping over 10% in two days while other markets are behaving similarly, it is very clear that [...]

I made my first stock market investment in June 2009 during the Global Financial Crisis. It was sheer luck that I entered the market not long after it had hit its lowest point in March that year. [...]

We are all familiar with gold, but what determines its price? Where does its investment return come from? What is the logic of investing in gold? Why does the price of gold soar sometimes and [...]

In managing over S$1 billion worth of our clients’ assets, there is continuous monitoring in place to ensure that the funds in our portfolios are behaving as we would expect them to, so our [...]

Launched on 9 January 2009 by Satoshi Nakamoto (no one really knows who he is or who they are; it is presumed to be the pseudonym for a person or a group of people), Bitcoin became the world’s [...]

“It’s not just words. Action expresses priorities.” – Mahatma Gandhi Most prospective clients do not come to Providend with all their money in cash. Instead, they usually come to us with a [...]

This marks the first episode of our miniseries for Finding Your Ikigai, and we are really excited to begin this series, as we invite a series of guests to explore what it means to live a good [...]

The best musical composition, novel, or artwork is built on basic elements like notes, alphabets, or colour palettes. Similarly, to appreciate the elegance, depth and intricacy of portfolio [...]

Welcome to the first episode of Providend’s Money Wisdom Podcast Season 4! We hope everyone is looking forward to what we have in store for you this year. As the leading fee-only wealth advisory [...]

Having survived multiple market crises in our investment journey since 2001, we know what works and what won’t work. In this week’s Money Wisdom episode, Amelia from the Brand Experience [...]

Investing is Emotional and Scary Investing can be a daunting and emotional journey. Reflecting on the last four years of my own investment experience, I realised just how much of an emotional [...]

At Providend, investments are a means to achieve returns to enable our life goals. Our CEO, Christopher Tan, wrote about the 8 steps that we take to ensure the highest probability of success when [...]

“You Shouldn’t Buy a Lottery Ticket” It’s pretty straightforward, and most would agree it’s financially wise. But if you told someone who just won millions from the lottery that buying a ticket [...]

For over a century, the United States (US) has been a powerhouse of innovation and value creation, making its equity market a global focal point for investors. With a robust ecosystem of [...]

Two weeks ago, I was in Guangzhou again. Besides spending time with government officials, I had the opportunity to spend time with several Chinese financial institutions to share how advice [...]

In the complex world of investing, the allure of generating “alpha”—the excess return over a benchmark index—has always been enticing. Many start their investment journeys aiming to [...]

As the 2024 US presidential election approaches, investors are grappling with uncertainty surrounding the potential outcomes and their implications for the financial markets. The political [...]

Gold has been recognised as an important instrument to store, exchange, and preserve wealth since ancient times across different countries. Today, even though we no longer use gold as a currency, [...]

Dot-Com Bust Era (1995-2000) During the dot-com bubble, many tech companies had little to no earnings growth. For example, Pets.com, one of the most notorious failures of the period, had no [...]

Question: How have the global events in recent years (e.g., Ukraine war, political instability, COVID-19, etc.) changed your investment outlook? Also, what are your thoughts on alternative assets [...]

This is a question we frequently hear from our clients. When investments aren’t performing as expected, it’s natural to wonder whether it’s time to cut your losses and reinvest [...]

Question: What are the advantages of investing through Providend when we can invest directly and at a lower cost through ETFs such as CSPX and VWRA? I’m assuming that Providend also invests [...]

I always wondered why we need to pay a king’s ransom for an omakase (“I leave it up to you”) meal where the chef decides what is good for me. Should not the premium be justified [...]

Welcome back to part six of this nine-part mini-series, “The Story of Our Clients’ Wealth Journey”, where we delve into the wealth management journey of our clients. As the leading [...]

Providend is excited to share that we are working alongside Dimensional Fund Advisors (DFA) to introduce three new low-cost CPFIS funds to Singaporean investors: The Global Core Equity III Fund [...]

As the leading fee-only wealth advisory firm in Asia, our Founder and CEO, Christopher, discusses in his Business Times article why you should not simply invest in the S&P 500 alone. With [...]

In recent years, Exchange-Traded Funds (ETFs) have become increasingly popular investment tools globally, offering investors a diversified way to invest in various assets like stocks and bonds. [...]

In recent years, I have been hearing more and more investors say that all they need to do is buy an ETF or Index Fund that tracks the S&P 500 index and they would get the investment returns [...]