Fed’s Hawkish Shift Overshadows Iran Ceasefire: June 2026 Market Review
June Market Summary Markets closed weaker in June, as a seemingly hawkish shift in the US Federal Reserve’s interest rate policy stance offset a dramatic conclusion to the Iranian conflict. [...]
100 Years in the U.S. Stock Market: What Every Individual Investor Should Do
Background Every few years, a piece of academic research comes along that genuinely changes how thoughtful investors should think about markets. Professor Hendrik Bessembinder’s work is [...]
Property Investment in Singapore: How It Fits into a Diversified Portfolio
Executive Summary According to a recent Business Times survey conducted earlier this year, more than three in five Singaporeans still prefer to invest in property over stocks and bonds. Property [...]
Can AI Replace a Human Adviser During a Divorce?
Can AI Replace a Human Adviser? Artificial intelligence (AI) tools like ChatGPT are increasingly capable of analysing financial data, generating reports, and answering complex questions in [...]
What Investment Returns Should You Reasonably Expect?
This video was recorded in 2024, but it remains highly relevant today. In managing over S$1 billion worth of our clients’ assets, there is continuous monitoring in place to ensure that the funds [...]
A Return to Tech Leadership: May 2026 Market Review
Executive Summary May delivered strong global equity returns led by a return of technology and AI leadership. The S&P 500 reached a new all-time high, the Nasdaq posted its strongest monthly [...]
Ikigai Insider: The Courage to Embrace a Bright Future (S5E19)
Welcome to the fourth episode of our miniseries Ikigai Insider, where we invite our Client Advisers to share what it means to live a good life, combining Ikigai with Providend’s Philosophy of [...]
Can AI Replace a Human Adviser in Family Conflicts? Looking Beyond the Numbers
Can AI Replace a Human Adviser? Artificial intelligence (AI) tools like ChatGPT are increasingly capable of analysing financial data, generating reports, and answering complex questions in [...]
The Retirement Advice That Worries Me Most Right Now
One morning recently, while I was having breakfast at a hawker centre near my office, an insurance agent approached me and asked whether I had planned for my retirement. I told him politely that [...]
Can AI Replace a Human Adviser During Market Volatility?
Can AI Replace a Human Adviser? Artificial intelligence (AI) tools like ChatGPT are increasingly capable of analysing financial data, generating reports, and answering complex questions in [...]
Ikigai Insider: The People and Places That Bring Us Resonance (S5E13)
Welcome to the third episode of our miniseries Ikigai Insider, where we invite our Client Advisers to share what it means to live a good life, combining Ikigai with Providend’s Philosophy of [...]
Can AI Replace a Human Adviser During Job Loss or Retrenchment?
Can AI Replace a Human Adviser? Artificial intelligence (AI) tools like ChatGPT are increasingly capable of analysing financial data, generating reports, and answering complex questions in [...]
Ikigai Insider: Embracing Change and Growth (S5E09)
Welcome to the second episode of our miniseries Ikigai Insider, where we invite our Client Advisers to share what it means to live a good life, combining Ikigai with Providend’s Philosophy of [...]
AI vs Human Advisers: Who Do You Trust After a $3 Million Inheritance? (S5E07)
As AI tools like ChatGPT are increasingly capable of analysing financial data, generating reports, and answering complex questions in seconds, many have asked: could AI truly replace a human [...]
Gold: Is Now the Right Time to Buy?
In the past year, gold has captured headlines as one of the standout performers among global asset classes. After trading for much of the past decade below previous record highs, gold prices [...]
Avoid These Mistakes in Equity Investing
In managing in excess of S$1.7 billion worth of our clients’ assets, we know what works and what will not work when it comes to the reliability and sufficiency of investment returns. To share our [...]
Case Study: Can AI Really Replace a Human Adviser in Planning for a Special Needs Child?
Can AI Replace a Human Adviser? Artificial intelligence (AI) tools like ChatGPT are increasingly capable of analysing financial data, generating reports, and answering complex questions in [...]
Thriving in a Messy World: Why the Philosophy of Sufficiency Matters More Than Ever
In a short span of just six years, we have been reminded of how fragile global stability can be. It began with the Covid-19 pandemic in Wuhan in December 2019, which disrupted supply chains and [...]
What Did My Money Really Buy This Year?
As investors, we spend a great deal of time measuring returns. We track markets daily, analyse charts, and compare our investment performance against benchmarks. And when the year comes to a [...]
As the Year Ends: It’s Never Too Late to Start Again (Here’s How)
It is that time of the year again, when the days somehow move faster, the calendar fills with holiday trips and gatherings, and we begin to ask ourselves: How has this year been for me?Did I live [...]
The Real Difference a Fee-Only Wealth Advisory Firm Makes: Serving Families as I Would My Own
As I embarked on my next career journey, the big question was, “Could I find a path that would allow me to make a meaningful impact on the lives that I serve?” My career began in corporate [...]
Case Study: Can AI Really Replace a Human Adviser in Inheritance Planning?
Can AI Replace a Human Adviser? Artificial intelligence (AI) tools like ChatGPT are increasingly capable of analysing financial data, generating reports, and answering complex questions in [...]
What Freedom Means in Ikigai: Reflections from Wakayama and Lessons for Clients
In this article, our Client Adviser, Annette Lee, reflects on the Ikigai petal of Freedom, sharing her recent experiences in Wakayama, Japan. Through her journey, she explores what true freedom [...]
Case Study: Can AI Replace a Human Adviser for Retirement and Career Transitions?
Can AI Replace a Human Adviser? Artificial intelligence (AI) tools like ChatGPT are increasingly capable of analysing financial data, generating reports, and answering complex questions in [...]
What My 9-Year-Old Taught Me About Investing
My son has been saving part of his allowance ever since he started primary school. It was a habit my wife and I wanted to build early — to help him see that money isn’t just for spending. [...]
All-Time Highs for Stocks: Market Review September 2025
Executive Summary The third quarter of 2025 marked a robust rebound for global markets, as easing trade tensions, strong earnings, and AI enthusiasm pushed equities to all-time highs. US, [...]
The Part of Ikigai That No One Talks About
When people think of ikigai, they often picture a neat, four-circle Venn diagram: “what you love,” “what you’re good at,” “what the world needs,” and “what you can get paid for,” with ikigai at [...]
