Archives

Should I get a wealth adviser to help me plan for my retirement? Chris: If you are savvy enough to design your own portfolios, execute them using suitable low-cost instruments, keep your own [...]

Of all the enquiries that I have encountered regarding critical illness coverage, I sense that many struggle to find a coherent way to plan for it. They would fret over the level of coverage and [...]

“You cannot possibly find another better annuity in Singapore, than CPF LIFE.” In this episode, I will share a very important role of CPF LIFE in retirement planning — to provide retirees [...]

Over the past one month, the talk in town has been on rising interest rates and yields of fixed deposits, Singapore Savings Bonds and T-bills. This is not surprising as we have not seen such high [...]

Stock markets experienced their worst 1-day drop since the Covid pandemic in June 2020 on the news that inflation in the US rose in August. Against most expectations looking for a fall in oil [...]

MediShield Life was introduced back in the year 2015, a revamp from its predecessor “MediShield”. The key design for the plan is to provide affordable medical treatments for all Singaporeans and [...]

In the event of mismanagement of their retirement monies, retirees might not be able to accumulate sufficient sums for their retirement again because of their advanced age. With that in mind, I [...]

As retirement specialists, we use instruments that are low-cost and do not try to beat the markets for our clients. In this episode, I will explain why we use index funds by looking at the risks [...]

Markets spent the last 2 months second-guessing the Fed with hopes of rate cuts in 2023 as recessionary fears loomed. Unfortunately, the old adage of don’t fight the Fed came back to give [...]

“As retirement planners, our fiduciary duty is not to make retirees rich but to keep retirees financially secure.” In this episode and the upcoming ones, I will introduce you to our proprietary [...]

Cash, a “thing” that we deal with almost daily, yet can be controversial over its use. And to complicate things further, you have articles with counter-intuitive titles like this one that you are [...]