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So far, I have shared how we can use our proprietary tool, RetireWell™, to give our clients, Richard and Eva, a reliable income stream throughout their retirement.  However, retirement [...]

For most of us, the property we own is likely to be the most significant purchase we will ever make in our lifetime. From both a financial and psychological standpoint, it is also probably the [...]

It is inevitable to avoid crises or market downturns during your long-term investment journey. While we acknowledge that some turbulence is normal in any flight, it doesn’t guarantee our [...]

Once we have used the RetireWell™ tool and decided on the distribution of a retiree’s assets and the asset allocation for each portfolio, then we need to execute the investments well by [...]

In the past two decades, we have not used investment-linked policies (ILPs) when constructing investment portfolios for our clients because we do not deem them suitable. However, over the years, [...]

Living a Good Life: Choosing the Right Path Over the Easy Path “A lot of people have thought about happiness and what it means to have a good life, and I would subscribe to this: We only [...]

At Providend, we’ve always advocated an evidence-based approach when investing your money and do not attempt to time the market. One might assume that, as long as you invest your money this [...]

When I was much younger, I recall my mother’s sudden request for me to accompany her on an evening stroll. It was a puzzling invitation, but I readily obliged. After all, I was eager to mention [...]

The content of the last two chapters should be encouraging for any investor or retiree. If we invest in a broad, market-based portfolio in the right allocation, and stay invested for an adequate [...]

Living a Good Life: Taking the ‘Shortcut’ to Filmmaking and Creativity “It’s not about the ability to retire but also how we utilise the time while we are on this planet. In the last [...]

Global Equity and Bonds See the Worst October in Years The equity and bond markets experienced their worst October performance in years following September’s decline, as Treasury yields continued [...]

Once we understand that reliable investing is about capturing returns from the market rather than trying to outsmart all the other market participants, it becomes natural to then ask: Why do [...]

More often than not, many investors assume that once they have completed their wealth plan when they are younger, they do not need to revisit it. However, this is not a reliable approach to [...]