About Providend

“I am now ready to be a wealth adviser.” With reference to an article I wrote in 2021, my ‘one day’ has come. Since my husband and I got married in 2016, our life together has been [...]

As Asia’s leading fee-only wealth advisory firm, we are honoured to feature Dr Peng Chen, our Senior Advisor and Director at Providend, in this special podcast episode. Dr Peng is the [...]

Discovering the Why It’s the 23rd of September 2024, and I just spent the last 10 days in the US together with 2 of my other colleagues, Chris and Nataly, to visit and speak with various fee-only [...]

Welcome back the final part of this nine-part mini-series, “The Story of Our Clients’ Wealth Journey”, where we explore the wealth management journey of our clients. This final [...]

Welcome back to part five of this nine-part mini-series, “The Story of Our Clients’ Wealth Journey”, where we delve into the wealth management journey of our clients. As the leading [...]

Welcome back to part four of this nine-part mini-series, where we delve into the wealth management journey of our clients. As the leading fee-only wealth advisory firm in Asia, we have been [...]

It has been a month since changes made to the CPF were announced and it has sparked many discussions on retirement planning which are still ongoing on mainstream media, digital media channels and [...]

For years, CPF members were able to “shield” the money in their CPF Special Account (SA) from being transferred to their Retirement Account (RA) by investing the money in excess of the first [...]

In 2010, after the Global Financial Crisis that caused many to lose their wealth, I had an epiphany to develop the “Philosophy of Sufficiency” for my firm. It is the philosophy that [...]

I was born five years after Singapore’s independence. My late father came from Malacca during his teenage years to work for the Singapore Traction Company, which ran trams. It was a blue-collar [...]

For most of us, the property we own is likely to be the most significant purchase we will ever make in our lifetime. From both a financial and psychological standpoint, it is also probably the [...]

In the past two decades, we have not used investment-linked policies (ILPs) when constructing investment portfolios for our clients because we do not deem them suitable. However, over the years, [...]

Here is part three, the final episode of our Providend Conversation with Jeshua, a 28-year-old who travelled during the COVID-19 pandemic to over 50 countries, navigating through the uncertainty [...]

We are back with part two of our Providend Conversation with Jeshua, a 28-year-old who travelled during the COVID-19 pandemic to over 50 countries, navigating through the uncertainty of [...]

In a previous article written for The Business Times, Chris, our CEO, explained the different ways an adviser could be compensated – commission-based, fee-based, or fee-only. However, it is [...]

Over the past months, during the various webinars that I did, I have been asked this same question several times: How does Providend ensure that our client advisers always do the right thing for [...]

In this two-part episode, we are joined by Jeshua, a 28-year-old who travelled during the COVID-19 pandemic to over 50 countries, in a span of three years! He navigated through the uncertainty of [...]

Previously from other big financial institutions, Joyce and Zhi Han both coincidentally applied for an advisory role at Providend after watching this video where Christopher, our CEO, shares the [...]

At Providend, in order to help our clients achieve enough returns in the most reliable way to enable their life goals and life events, we started using the Ibbotson-Chen Model early this year to [...]

When I first started my career in the financial services sector in the late 90s, comprehensive financial planning was not widely practised. Most of the time, it was really just product sales. I [...]

For the past 22 years, our CEO, Christopher Tan, has always been at the front line to share more about the humble beginning of Providend and how we persevered despite all the hardships faced to [...]

2015 was a very somber year for me. A series of events that happened reshaped the way I view my career in the financial services industry. Within a short span of two months, three of my clients, [...]

In this fast-paced financial landscape where businesses are in pursuit of faster revenue, interactions between wealth advisers and clients are highly transactional such that the value is often [...]

In the past 3 years, many studies on the value of advice have emerged. Fund managers like Russell Investments and Vanguard, as well as professional associations like CFA Institute and Financial [...]

As we appear to take a ‘passive’ approach to investing by not doing the typical tactical asset allocation (TAA) or market timing approach, many seem to think that nothing much is done [...]

From time to time, we will get this question about the way we manage wealth for our clients: “why should clients pay you an ongoing advisory fee if you take a “passive” instead of an “active” [...]

Did you know that back in 2013, a panel set up to review the financial advisory industry has rejected an outright ban on commission for financial advisers in Singapore? In this episode, Chris [...]

20 years ago, I wrote an article in this same column about the different ways financial institutions are compensated and their implications for consumers. Suffice to say, the industry, which is [...]

“How many two hours do you have to spend with the client in order to close a deal?” “Why are you going through client’s insurances for them when your job is to get them to buy our products?” “You [...]

In this episode, we are glad to be joined by the lovely Ms Ong Bee Yan who would be sharing how she blossomed from a shy, young lady with low self-esteem to being the face of ageless fashion. Bee [...]