Providend’s Money Wisdom

Making the shift from a saver (while you accumulate) to a spender (while you retire) can be a surprisingly hard part of retirement. In this episode, Isaac speaks with our Client Adviser, Bryan [...]

Local bank stocks slumped in mid-March amid fears of wider financial contagion globally from the collapse of Silicon Valley Bank (SVB) as well as Credit Suisse’s downfall. In this episode, [...]

4 years ago in 2019, The Woke Salaryman was set up with the intention of helping Singaporeans make better financial and life choices through education. In this episode, our CEO, Christopher Tan, [...]

22 years ago, a group of like-minded people with a conviction to provide conflict-free wealth advice to their clients came together and founded Providend. In this episode, our CEO, Christopher [...]

Here comes the FIRST episode of Providend’s Money Wisdom Podcast Season 2! In this episode, you will get to know more about your new co-host – Isaac Ong, as he shares what he does as an [...]

“Focusing on the correct side of your money equation will help you not only be financially successful, but also help you finish well in life.” In this episode, I will elaborate both sides of the [...]

“What would happen to my firm, Providend, and my loved ones if I did not make it home?” In this episode, I will share the two main concerns of business owners and the need to plan for your [...]

“I have seen parents come to me with only a few insurance policies and to them, that is education planning.” In this episode, I will share a major flaw in how many parents plan for their [...]

“I believe for most parents, one of our greatest concerns would be to make sure our children receive the best education possible.” In this episode, I will walk you through some of the major [...]

“I strongly believe that a key ingredient to our clients’ financial success is money coaching.” In money coaching, we categorise individuals into eight money archetypes, help them understand how [...]

“She paid hundreds of dollars every month for her son’s insurance but she could not claim a single cent when he was warded. As for me, my son left the hospital three days later without me having [...]

Are you ready to pay a fee for wealth advice? More than 20 years have passed and yet, many from our industry still think Singaporeans are not ready. Is that really the case? In this episode, I [...]

In 2007, our then Head of Client Relationship Management asked: Chris, do we make more money from clients by going through all the trouble doing this (introducing new investment portfolios to the [...]

The wealth management industry is mainly made up of 3 players: product manufacturers, distributors and you, the consumer. In this episode, I will share the relationship between the 3 industry [...]

“You deserve quality advice. When choosing an institution to be your wealth adviser, do not choose a platform that is primarily set up for transactions rather than in-depth wealth management [...]

“When clients entrust us with planning their wealth, we have to realise that it is not just how much we can make from the clients. The compensation may only last us for a while, but if we don’t [...]

“I booked a Grab car and when it came, I was pleasantly surprised that it was a Lexus. Once I got in, I began an interesting conversation with the driver. I asked him if he could make money [...]

“If you are a retiree listening to this, you are effectively in the final phase of your life. Time is short and by being clear of your life’s purpose, you will be able to focus your time on [...]

Should I get a wealth adviser to help me plan for my retirement? Chris: If you are savvy enough to design your own portfolios, execute them using suitable low-cost instruments, keep your own [...]

“You cannot possibly find another better annuity in Singapore, than CPF LIFE.” In this episode, I will share a very important role of CPF LIFE in retirement planning — to provide retirees [...]

In the event of mismanagement of their retirement monies, retirees might not be able to accumulate sufficient sums for their retirement again because of their advanced age. With that in mind, I [...]

As retirement specialists, we use instruments that are low-cost and do not try to beat the markets for our clients. In this episode, I will explain why we use index funds by looking at the risks [...]

“You have paid your adviser, whether a commission or a fee, to take care of your financial ‘plant’. Make sure you get what you deserve.” In this episode, I will share a list of works you should [...]

By investing into the entire market, it is no longer a pipe dream to have all the top investors, including the better active managers in the world, work for you. In this episode, I will share the [...]

High inflation rates have renewed the interest in adding commodities as an alternative investment to hedge against inflation risk. In this episode, I will explain what fundamentally drives the [...]

Do hedge fund indices provide a true reflection of the returns of the underlying hedge fund industry? In this episode, I will share the 6 key problems with hedge fund indices and explains why [...]

Scores of data tell us that throughout recessions, geopolitical situations or natural disasters that had happened from time to time, the stock markets always rise in the long run. In this [...]

Most investors are primarily oriented toward returns and pay little attention to the risks associated with investing and how much they can potentially lose. In this episode, I will share a few [...]

Investing is not about buying the best performing or star products. It is also not just about returns. A lot of it is about managing your risk expectation. In this very important episode, I will [...]

In the last episode, I shared 5 interesting investment lessons we can learn from football. This week, I’ll share my learnings as I braved through the jungles and mountains back when I was [...]