Providend - Providend

3 Things To Note Before Opening An SRS Account

Does this describe you: You have worked for a number of years, your income is moving up and so is your income tax bill, and the last time you received your NOA (Notice of Assessment) from IRAS in [...]

Why Evidence Based Investing Matters To You

We typically depend on research and data to do many things in the modern world, from medicine to engineering. Why should it be any different for investing? Using funds that are backed by research [...]

The Basic Insurance Checklist For Retirees

There are so many issues that trigger us as Singaporeans, that it’s hard to keep track of things. Taxes, ERP, CEOs, health… The list seems to go on and on. But let me get real with you on [...]

My 5 Life (Financial) Revelations as a Soon-To-Be Parent

Nothing wakes you up like an addition to the family. Bringing a life into the world, whether planned or not, really brings adulting to a whole new level. Just getting the idea to sit still in my [...]

Investing In Stocks? There Is Nothing New Under The Sun

I have not been writing about investments for quite some time. And the reason is that there is really nothing new for me to talk about. You must be thinking that I am joking. So much is happening [...]

5 Traits Of A Good Investor

I get a lot of questions from clients about what is happening in the global stock market so I thought this was a good time to reflect on what it means to be a ‘good’ investor. No matter what you [...]

Singapore’s 2018 Property Shock

Yesterday, on 5 July 2018, the Singapore Government announced that it would raise the Additional Buyer’s Stamp Duty (ABSD) by 5% for citizens and permanent residents buying second and subsequent [...]

Kids On Retirement (Part II)

Kids on retirement Part II is ready! If only retirement could be as simple and carefree as they describe it to be. Watch this video to hear what the children of Providend have to say! If you have [...]

What The 2018 World Cup Can Teach Us About Purposeful Diversification

If your life is anything like that in my home and office, the 2018 FIFA World Cup has completely overtaken your life and schedule. Suddenly, 2AM kickoffs at the local pub or kopitiam are normal. [...]

Kids On Retirement (Part I)

As a financial advisory firm which specialises in retirement planning, we decided to interview our children on retirement and take this as a chance to educate them because it is always good to [...]

What You Should Know About CareShield Life (Part II)

Frequently Asked Questions Regarding CareShield Life 1. How is TPD insurance different from CareShield life in terms of coverage and payout? Is there an overlap? Total and Permanent Disability [...]

The Psychology Of An Investor

From young, we’re generally taught to save. If we were lucky enough to have an allowance, we were told to put some away. Maybe we had a tooth fairy who gave us some pocket change, again, we were [...]

What You Should Know About CareShield Life (Part I)

One of the key concerns of Singaporeans is that as we aged, we might be hit with severe disability and as such do not have enough financial resources to take care of ourselves. Severe disability [...]

Is It A Good Time To Buy Bitcoin (BTC) Now?

In recent months, when people talk about the digital currency, the chances are that Bitcoin is the first cryptocurrency that will come to mind. As the leading digital currency by market [...]

Separating Fact From Fallacy About CPF

Last week, I received multiple text messages from my friends with regard to CPF. And when I saw similar messages posted all over Facebook, I knew I had to clarify it. An excerpt of the first [...]

Why Most Needs Can Be Covered By Term Insurance

Mark is a good friend of mine. Some years back he had the opportunity of his lifetime to build his dream house on a piece of land given to him by his grandfather and he had a budget of $1 [...]

The Time To Invest Is Now

If you are waiting for the right time to invest in the market, that time is now. You might think I’m crazy. The S&P 500 Index is at an all-time record high, traditional market valuation [...]

Should You Invest Only In “Blue Chips” On The SGX?

Why Do Some People Invest Only In Singapore Blue-Chip Stocks? “Sean ah,” approached my auntie during Chinese New Year. “Eh, ask you…you work in investing right? So which companies’ stocks are [...]

How Rising Interest Rates Can Affect You and What To Do About It

With suggestions that U.S. Federal Reserve may raise their interest rate benchmark in 2017 due to a recovery in the U.S. economy as well as an anticipated increase in fiscal spending under [...]