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My first quarter of 2025 was fraught with ill health and medications aplenty. I had fallen sick since January, with remnants of a cough still lingering as I pen the words to this article. What [...]

Welcome to the third episode of our miniseries on Finding Your Ikigai, where we invite a series of guests to explore what it truly means to live a good life, incorporating the concept of Ikigai [...]

Welcome to the second episode of our miniseries for Finding Your Ikigai, where we invite a series of guests to explore what it means to live a good life, incorporating the concept of Ikigai and [...]

I made my first stock market investment in June 2009 during the Global Financial Crisis. It was sheer luck that I entered the market not long after it had hit its lowest point in March that year. [...]

For many of us, our loved ones are the reason we wake up each day, work hard, and make sacrifices—to give them the best life possible. Throughout my career, I chased financial success to make my [...]

Prime Minister and Finance Minister Lawrence Wong delivered the Singapore Budget 2025 titled “Onward Together for a Better Tomorrow” on 18 February 2025. Considering geopolitical tensions and [...]

Launched on 9 January 2009 by Satoshi Nakamoto (no one really knows who he is or who they are; it is presumed to be the pseudonym for a person or a group of people), Bitcoin became the world’s [...]

This marks the first episode of our miniseries for Finding Your Ikigai, and we are really excited to begin this series, as we invite a series of guests to explore what it means to live a good [...]

The best musical composition, novel, or artwork is built on basic elements like notes, alphabets, or colour palettes. Similarly, to appreciate the elegance, depth and intricacy of portfolio [...]

Welcome to the first episode of Providend’s Money Wisdom Podcast Season 4! We hope everyone is looking forward to what we have in store for you this year. As the leading fee-only wealth advisory [...]

Having survived multiple market crises in our investment journey since 2001, we know what works and what won’t work. In this week’s Money Wisdom episode, Amelia from the Brand Experience [...]

As you may be aware, the CPF Special Account (SA) for members aged 55 and above will be closed starting in the second half of January 2025. This change was first announced during Budget 2024 in [...]

I have been writing and speaking about retirement planning for the past 27 years. In the initial years of my career, they were all about how to accumulate enough wealth to retire. As my clients [...]

As a trusted adviser to our affluent clients for over two decades, our Founder and CEO, Christopher, was recently invited to Guangzhou, where he had the opportunity to speak with Chinese [...]

The Case: Mr Wong, aged 58, owns a business that provides total instrumental and safety solutions for the Semiconductor, Pharmaceutical, and Oil & Gas sectors. After years of successful [...]

Since the late 90s, I have been to different parts of the US for work almost every year and I recently just returned from a near 2-week business trip to San Francisco, Dallas and Austin with [...]

I have been listening to the podcast, I Will Teach You to Be Rich by an American author and entrepreneur, Mr Ramit Sethi. While many episodes feature stories of people’s struggles over debt [...]

A few weeks ago, one of my colleagues retired after working at Providend for almost two decades. Just before he left the company’s chat group, he wrote his farewell message to all of us. It hit [...]

I always wondered why we need to pay a king’s ransom for an omakase (“I leave it up to you”) meal where the chef decides what is good for me. Should not the premium be justified [...]

Question: “Financial independence sounds like a distant dream for those earning less than the average (around $2,000 per month). For someone with no aptitude or ability to pick stocks, [...]

In recent years, I have been hearing more and more investors say that all they need to do is buy an ETF or Index Fund that tracks the S&P 500 index and they would get the investment returns [...]

The owner of a precision engineering company, Mr Tan (fictional name), is 58 years old and plans to retire in five years. His company has grown over the years and is one of the Enterprise 50 [...]

Now that we have secured a portion of the retirees’ desired income using the RetireWell™ Income Bucket, let us look at how we can invest the rest of their money in the other buckets to [...]

One of the key features of the RetireWell™ planning methodology is to have a portion of assets set aside with the aim of producing a fixed and constant stream of income, rain or shine. [...]

When it comes to retirement planning, it is important to consider two phases: accumulation and withdrawal. However, our experience has shown that more emphasis is often placed on the accumulation [...]

Does this describe you: You have worked for a number of years, your income is moving up and so is your income tax bill, and the last time you received your NOA (Notice of Assessment) from IRAS in [...]

This is an interview done by ZuuOnline for Christopher Tan, CEO of Providend. Fee-only – Still A Game Changer Source: Providend Since then, Providend has grown from strength to strength. Tan [...]

This is an interview done by ZuuOnline for Christopher Tan, CEO of Providend. Christopher Tan, the CEO of wealth advisory firm Providend, has no illusions about the growing competition posed by [...]

We typically depend on research and data to do many things in the modern world, from medicine to engineering. Why should it be any different for investing? Using funds that are backed by research [...]

There are so many issues that trigger us as Singaporeans, that it’s hard to keep track of things. Taxes, ERP, CEOs, health… The list seems to go on and on. But let me get real with you on [...]