I’m very please with the service rendered. Comprehensive planning and sound advice. My wife and I had a better idea to prepare for the shortfall needed for our retirement.

Chin Yu has been a trusted advisor who’s been working with us from a goals based perspective. This is what we need at this phase of our lives.

He is also readily available to give insights on all matters related to financial planning. Having my finances in order gives me the bandwidth to focus on my career and family.

Chin Yu was helpful in every step of the way as he planned our retirement needs. We are impressed by his responsiveness and he is always well-prepared during our meetings. He also rescued us from making an unsound investment with our banker for paltry returns and hefty fees and we were able to stop our investment in the nick of time.

Before engaging Providend, we were not maximizing our savings sitting in our bank accounts. Let's face it - retirement planning can be rather boring. We are glad to overcome the inertia to engage them and leave it to the experts to do it. With Providend taking care of our financial planning, we can fully focus on our career and family without this constant worry that we aren't making our savings work harder for us. Providend provides a wholistic view of our financial standing, including CPF, compared to us doing investments on our own on different platforms such as roboadvisors and buying our own Unit trusts, etc. They also asked questions we would have otherwise missed in the process of coming up with our retirement goals. Also, they don't do hard-selling of investment products with sub-par returns like the banks just for commission. If that's a huge turn-off for you, you may want to have a chat with Providend.

As they take a long term approach, short term performance doesn't mean anything, but so far our investments have done pretty well in the short 1 year+ we have been with them.

Thanks to Providend (especially Chin Yu), who has taken the time and effort to understand our life's goals and plan our finances accordingly. Well worth the investment with them, thank you.

In my introductory meeting with client advisor Chin Yu, I found him to be a knowledgeable professional who is helpful, honest and easy to talk to.

Based on my needs, he was kind enough to refer me to more suitable third parties for further consultation. He is very much a credit to his company. Thanks again, Chin Yu!

Good experience. Professional advisor, give good advice and structured planning. Highly recommended

One of the best decisions we made was to engage Providend as our financial advisor. Being fee only, they are unbiased and trustworthy.

Our thanks goes to Chin Yu who is not only proactive, but detailed both in planning and patient in clarifying our queries.