Estate & Legacy

Being a trusted adviser to our affluent clients for over two decades, legacy planning is about more than just Index-linked Universal Life Policies (ULPs) or wills and trusts. In this week’s Money [...]

If you are expecting this article to talk about Indexed-linked Universal Life Policies (ULPs) or about wills and trusts, I am not surprised. Because in my world of wealth management, that is what [...]

The Case: Mr Wong, aged 58, owns a business that provides total instrumental and safety solutions for the Semiconductor, Pharmaceutical, and Oil & Gas sectors. After years of successful [...]

Welcome back to part seven of this nine-part mini-series, “The Story of Our Clients’ Wealth Journey”, where we continue exploring the wealth management journey of our clients. As [...]

As the leading fee-only wealth advisory firm in Asia, our Founder and CEO, Christopher, shares the lessons he has learnt in Legacy Planning in his Business Times article. With almost three [...]

In all my years of meeting with wealthy families for discussions on estate and legacy planning, I have had the privilege to listen to countless stories. Some stories are inspiring to listen to, [...]

The owner of a precision engineering company, Mr Tan (fictional name), is 58 years old and plans to retire in five years. His company has grown over the years and is one of the Enterprise 50 [...]

Introduction  In the previous article, we touched on estate planning, which focuses on distributing your financial assets after death. In this article, we go beyond your financial assets to look [...]

In this article, we focus on estate planning, which is the process of strategically managing and distributing your wealth and assets to future generations after death. It involves creating a [...]

Later-Life Planning, commonly known as End-of-Life Planning, is the process of making important decisions and arrangements for your future medical care, financial matters, and personal [...]

Estate planning is an essential component of both life and wealth planning that is often overlooked. Neglecting this critical aspect can lead to dire consequences, leaving loved ones with [...]

*Due to unforeseen circumstances, we will be postponing the episode on Investment-linked policies to a later date. Do keep a look out for it in the coming months and meanwhile, we hope you will [...]

In the recent 3 years, we have witnessed a rise in the number of people coming to us for end-of-life, legacy, and estate planning. Perhaps they were reminded that death can happen suddenly, [...]

Ever experienced that moment when you wake up and realise you’re approaching a significant milestone in life? At that moment, you can’t help but wonder – Am I on track to [...]

This month marks the 25th anniversary of my career in wealth advisory. Time really flies. I had a good career, not that it was worry-free. Instead, it was all the crises that I have gone through [...]

My recent conversations with my mother have been about her declining stamina and her need to take more rest stops on her morning walks. This may be a sign of sarcopenia, a gradual loss of muscle [...]

“Transition” is the word that describes 2022 for me. For the financial markets, we transited from low inflation to a higher inflation environment, from low interest rates to rising interest rates [...]

A close relative died recently, at age 89. She is survived by two biological sons and many daughters. Two years before, her mental capacity started to deteriorate. In her living years, she had [...]

Clients often come to us for legacy and estate planning as part of their comprehensive wealth plan. Sometimes, they come after speaking with other professional advisers and have been introduced [...]

I did not write for this column last month. My mum passed away and when I asked Ms Genevieve Cua, Wealth Editor of The Business Times if I could delay my submission, she suggested that I should [...]

I have a close relative who was recently and suddenly diagnosed with stage 4 cancer. Unfortunately, after one session of chemotherapy, the side-effects caused him to hallucinate and then one [...]

Most people would be envious of your position, but is this unexpected gift causing you stress instead? It is certainly not an easy thing to deal with if you are the only one in your family [...]

I have been in the wealth advisory industry for more than 2 decades. In the course of my work, I have the privilege of working with clients from all walks of life. What I noticed is that many [...]

What may come to your mind immediately is that this book is about Wills. You’re partly correct. We’ll, however, help you see that this is also partly a misconception. Estate planning is a lot [...]

Are you aware that a will may not supersede the nomination you made in a life insurance policy? Typically, when a person passes away with a will, the person’s estate will be distributed to the [...]

In the previous episode, Christopher Tan, CEO of Providend, shared more on the distribution rules of intestate estates and the importance of having a proper will done.   But before you make a [...]

Financial planning is about understanding the many investment decisions that we make and then bringing them together to fit in appropriately with the goals and responsibilities we have in mind. [...]

Do you know that there are two ways to die in Singapore? One is to die testate –with a will and another is to die intestate – without a will. When you die without a will, your assets will be [...]

Many of us have wondered why there’s more and more talk about the importance of writing a Will nowadays. There are good reasons for this which I will highlight in this article. For the picture to [...]

Near-death experiences can not only change our perspective on death but also empower us to live more meaningful, fulfilled lives. Watch this video as Christopher Tan, CEO of Providend, shares a [...]