Personal Wealth

Having survived multiple market crises in our investment journey since 2001, we know what works and what won’t work. In this week’s Money Wisdom episode, Amelia from the Brand Experience [...]

How I Spent My Year-End Bonus The first year-end bonus I received was unforgettable. I was 28 and working as a bank relationship manager, earning a steady income but having never handled such a [...]

The celebration of Christmas is often associated with Christmas trees, snowmen, roast turkeys, mistletoes, log cakes, and Santa Claus on his sleigh pulled by his 12 reindeers (none of these are [...]

As you may be aware, the CPF Special Account (SA) for members aged 55 and above will be closed starting in the second half of January 2025. This change was first announced during Budget 2024 in [...]

As Asia’s leading fee-only wealth advisory firm, we are honoured to feature Dr Peng Chen, our Senior Advisor and Director at Providend, in this special podcast episode. Dr Peng is the [...]

Being a trusted adviser to our affluent clients for over two decades, our wealth management philosophy—making life decisions before money decisions—is rooted in our experience of managing over [...]

Investing is Emotional and Scary Investing can be a daunting and emotional journey. Reflecting on the last four years of my own investment experience, I realised just how much of an emotional [...]

At Providend, investments are a means to achieve returns to enable our life goals. Our CEO, Christopher Tan, wrote about the 8 steps that we take to ensure the highest probability of success when [...]

Discovering the Why It’s the 23rd of September 2024, and I just spent the last 10 days in the US together with 2 of my other colleagues, Chris and Nataly, to visit and speak with various fee-only [...]

I have been writing and speaking about retirement planning for the past 27 years. In the initial years of my career, they were all about how to accumulate enough wealth to retire. As my clients [...]

Welcome back the final part of this nine-part mini-series, “The Story of Our Clients’ Wealth Journey”, where we explore the wealth management journey of our clients. This final [...]

As a trusted adviser to our affluent clients for over two decades, our Founder and CEO, Christopher, was recently invited to Guangzhou, where he had the opportunity to speak with Chinese [...]

Two weeks ago, I was in Guangzhou again. Besides spending time with government officials, I had the opportunity to spend time with several Chinese financial institutions to share how advice [...]

Welcome back to part eight of this nine-part mini-series, “The Story of Our Clients’ Wealth Journey”, where we explore the wealth management journey of our clients. As Asia’s [...]

In the complex world of investing, the allure of generating “alpha”—the excess return over a benchmark index—has always been enticing. Many start their investment journeys aiming to [...]

As a trusted adviser to our affluent clients for over two decades, our Founder and CEO, Christopher, was invited to the US to attend Dimensional Fund Advisors’ Global Advanced Conference. [...]

Since the late 90s, I have been to different parts of the US for work almost every year and I recently just returned from a near 2-week business trip to San Francisco, Dallas and Austin with [...]

I have been listening to the podcast, I Will Teach You to Be Rich by an American author and entrepreneur, Mr Ramit Sethi. While many episodes feature stories of people’s struggles over debt [...]

We often think that only the financial illiterate need wealth advice. However, in our own experience, it is not uncommon for financially savvy individuals to reach out to explore our services. We [...]

As you embark on your journey through life, understanding how to manage money is one of the most valuable skills you can develop. To help you get started, we have curated a podcast ‘starter-kit’ [...]

Question: How should a fresh graduate working in the engineering sector manage his/her finances? Long-term and short-term! Answer from our CEO, Christopher Tan: Thank you for participating in [...]

Being a trusted adviser to our affluent clients for over two decades, our Founder and CEO, Christopher, encourages us to think beyond the financial aspects of retirement, considering the [...]

A few weeks ago, one of my colleagues retired after working at Providend for almost two decades. Just before he left the company’s chat group, he wrote his farewell message to all of us. It hit [...]

Question: How would you advise people who want to go on sabbaticals / mini breaks but are too afraid to do so? How do we know when we have “enough” or can “afford” to warrant a short pause on our [...]

Question: How have the global events in recent years (e.g., Ukraine war, political instability, COVID-19, etc.) changed your investment outlook? Also, what are your thoughts on alternative assets [...]

This is a question we frequently hear from our clients. When investments aren’t performing as expected, it’s natural to wonder whether it’s time to cut your losses and reinvest [...]

Question: What are the advantages of investing through Providend when we can invest directly and at a lower cost through ETFs such as CSPX and VWRA? I’m assuming that Providend also invests [...]

I always wondered why we need to pay a king’s ransom for an omakase (“I leave it up to you”) meal where the chef decides what is good for me. Should not the premium be justified [...]

Question: What are some of your financial mistakes and best financial decisions? Answer from our CEO, Christopher Tan: Thanks for joining the AMA and also for your question. I have made many [...]

As the leading fee-only wealth advisory firm in Asia, our Founder and CEO, Christopher, shares the lessons he has learnt in Legacy Planning in his Business Times article. With almost three [...]