S2E31: Lump Sum vs. Dollar Cost Averaging: Which Is Ideal for You?

Isaac Ong

After finding the right instrument to invest in, the next question many investors might have is whether they should invest their entire amount all at once (Lump Sum) or spread it out over a few months (Dollar Cost Averaging). There are merits to both approaches, but which one is right for you?

In this week’s Money Wisdom episode, Zhi Han, our Client Adviser, shares the historical evidence for both methods and highlights an important factor investors should consider when deciding between the two.

You can also hear Chris’ view on lump sum investing in his interview with MONEY FM 89.3 here.

Meanwhile, stay tune for the next episode where Chris discusses more about his latest article on The Business Times!

View the full list of podcast episodes published here.

Music courtesy of ItsWatR.

The host of this episode, Isaac Ong, is an Associate Adviser at Providend, the first fee-only wealth advisory firm in Southeast Asia and a leading wealth advisory firm in Asia. Learn more about Isaac here.

For more related resources, check out:
1. Lump Sum Investing vs DCA, Is There a Clear Winner?
2. How To Make Lump Sum Investing Less Fearful
3. Active Investing That Adds Value to the Client

*Providend is very excited to share that we are now ready to extend our service offerings to the younger accumulators who are looking for holistic, independent, conflict-free wealth advice!

For this group of younger accumulators, we know that it is not easy to make retirement planning a priority when other financial goals – buying a first home, for example, or saving for a child’s education – appear more pressing. Learn how we can help here.

Let us assist you in taking care of your financial concerns so you can focus on what matters to you. If you would like an honest opinion on your current financial/retirement plan, insurance portfolio, investment approach and/or estate plan, make an appointment with us today.

Contact Us

We're not around right now. But you can send us an email and we'll get back to you, asap.

Not readable? Change text. captcha txt