PROVIDEND’S MONEY WISDOM PODCAST SEASON 2
Providend’s Money Wisdom Podcast Season 2
by Isaac Ong, Associate Adviser & Christopher Tan, CEO
by Isaac Ong, Associate Adviser & Christopher Tan, CEO
Providend’s Money Wisdom podcast is an original podcast by Providend Ltd. In each episode, your hosts, Isaac Ong or Christopher Tan, will be joined by an expert guest as they discuss popular wealth topics to share their money wisdom with you. We hope to guide you in navigating through the minefields of misinformation and false promises in order to achieve financial security and peace of mind.
New episodes would be published every Monday morning at 8am. So follow us on your favourite podcast platform or subscribe to our weekly newsletter to never miss any episodes.
In this episode, we are glad to have Joyce, our Associate Adviser, and Zhi Han, our Client Adviser, share their past working experiences in the big banks and well-known financial advisory firms – from client acquisition to the advisory and wealth planning process – versus what they are currently doing here at Providend.
In this episode, Chris clarifies that these planning returns are actually not our portfolios’ target returns and that it is just a part of all the backend work we do (i.e. regular reviews of our clients’ circumstances, regular monitoring of the portfolios’ performances, a constant search for other suitable investment instruments) to give clients a better investment experience.
In this episode, our Client Adviser, Ray Zheng, shares the deep conversations he had with some of his clients to better help them determine where car ownership ranks in terms of their other important life priorities and key considerations before making a car purchase that can actually make ‘financial sense’.
In this episode, our CEO, Christopher Tan, shares what value you should be expecting from your adviser and emphasises the importance of consumers’ demands in improving the overall financial landscape.
In this episode, Head of Investment Research at Dimensional Fund Advisors, Dr Wei Dai, shares her concerns towards “free advice” and key considerations when finding a suitable wealth adviser, especially as an expert in her field.
In this episode, our Advisory Team Lead, Loh Yong Cheng, shares his personal challenges balancing the roles, responsibilities and obligations as a sandwich generation and provides useful tips on how to manage these challenges in the various aspects.
In this episode, our Head of Solutions, Eddy Cheong shares the three key areas of estate planning – Distribution, Creation and Preservation, as well as considerations when crafting your estate plan so that the transfer of your estate, upon your unfortunate demise, can be transferred to your intended recipients without any unnecessary delay or unexpected situations that may complicate the entire distribution process.
In this episode, our CEO, Christopher Tan, explains why Providend uses the Ibbotson-Chen Earnings Model, when crafting our client’s wealth plan, to properly estimate the future expected returns of the stock markets and how our investment approach has shined during the market downturn in 2022.
In this episode, our Research Analyst, Lim Choon Siong, summarises key market events that happened in the past quarter and explains what long-term investors like us should do to get the returns we truly need.
In this episode, our Solutions Specialist, Tan Choong Hwee, and our Insurance Executive, Ma Jiamin, share their overseas education experience as well as a step-by-step guide to planning for your children’s education.
In today’s episode, Chris delves deeper into the End-of-life planning process where he explains what Advance Medical Directive (AMD), Lasting Power of Attorney (LPA) and Advance Care Plan (ACP) are for and why we need to get these important documents done early, when we are in good health.
In this episode, Mike Zhang, our Insurance Specialist, shares the must-have insurance you need at the different life stages (yes, they vary at every stage and hence it’s important to do an insurance review regularly) as well as key considerations to take before you purchase your next insurance policy.
In this episode, Chris shares his thoughts behind this matter, one that is close to his heart, and also elaborates further as to why the commission-based approach actually makes more economic sense for individuals with less complex needs as well as ways on how we, as consumers, can mitigate this conflict of interest if we choose to engage a commission-based adviser.
In this episode, our CEO, Christopher Tan, speaks with Lee Soo Chye, Managing Partner of Wee Swee Teow LLP, on his money journey as well as key traits to look out for in a good adviser, be it in the legal, healthcare or wealth industry.
In this episode, Isaac discusses the strategies for optimising your CPF accounts and integrating them into your personal wealth plan with Tan Chin Yu, our Advisory Team Lead.
In this episode, Isaac speaks with our Head of Investment, Cheng Chye Hsern, where he shares what investors need to know about private equity and Providend’s view on investing in this asset class.
In this episode, Christopher further emphasises the opportunity costs involved especially during a high inflation period like now and shares other inflation-protected assets you can consider for the long term.
In this episode, our CEO, Christopher Tan, walks down memory lane with the Chief Editor of Investment Moats and Providend’s very own Senior Solution Specialist, Kyith Ng, as he shares stories of his growing up years and key things to note when making the switch from a DIY investor to engaging a wealth adviser.
In this episode, our Head of Investment, Cheng Chye Hsern, dives deeper to talk about the careful selection of the fund managers we partner with and the intensive brainwork done behind the scenes to construct our core investment portfolios to effectively capture the returns for our clients in the long run.
In this episode, our Head of Investment, Cheng Chye Hsern, shares more about Providend’s investment philosophy as well as how it guides us in evaluating and seeking out the financial assets that give our clients the highest probability of reaching their financial milestones.
In this episode, Christopher further explains how he applies the philosophy of sufficiency to the different aspects of his life and how it can help one achieve true contentment.
In this episode, Isaac speaks with our Client Adviser, Bryan Chan, on the various retirement spending strategies, from the commonly known 4% rule to dividend investing and our very own RetireWell™.
In this episode, our Research Analyst, Lim Choon Siong, summarises key market events that have happened in the last quarter and explained why the short-lived market turbulence that followed the US banking crisis in March did not prevent investor optimism leading US stocks higher over the quarter.
In this episode, our CEO, Christopher Tan, speaks with its founders, He Ruiming (the guy who writes) and Wei Choon Goh (the guy who illustrates), to learn more about their interesting money story and how they view the value of wealth advice.
In this episode, our CEO, Christopher Tan, reminisces the uneasy period to sustain the business in the early years and how we have come so far to where we are today, with a strong corporate culture that emphasises on doing the right thing for our clients.