Personal Wealth

“Contentment is natural wealth, luxury is artificial poverty.” —Socrates In our consumeristic-culture where discontent is promoted and material gratification is encouraged, learning to be content [...]

I was chatting with a new client this week and they mentioned that they just weren’t bothered about saving for the future. They said that they wanted to live in the here and now and that they [...]

Instead of living for the weekends, or counting down the years until retirement, you need a reason to get out of bed every day. And that reason needs to stem beyond money. After all, what are you [...]

Do you judge people by how much money they make? Money holds a lot of power both in our minds and in the real world. It can mean the difference between getting by or thriving, and it can also [...]

We had a very turbulent financial year in 2018. We saw amazing gains in January which were more than wiped out in February. We had an October and November whose combined correction was more than [...]

The number one excuse I hear for not saving money is that everyone wants to wait until they have more.  Well, with compound interest on your side, it is not a good enough reason. Compound [...]

Choosing the right financial adviser is crucial to the success of any financial plan. While there are many financial advisers out there, always look for someone who puts your interests first. [...]

This is an interview done by ZuuOnline for Christopher Tan, CEO of Providend. Christopher Tan, the CEO of wealth advisory firm Providend, has no illusions about the growing competition posed by [...]

Nothing wakes you up like an addition to the family. Bringing a life into the world, whether planned or not, really brings adulting to a whole new level. Just getting the idea to sit still in my [...]

I have been advising clients since 1998. Having gone through multiple financial crises, the greatest being the Global Financial Crisis in 2008, I know through experiences and with evidence, that [...]

Recently someone jokingly told me that after seeing so many advisers and reading so many articles on papers and magazines, he thinks he can also be an investment adviser. This is what he says [...]

Part of our job as a fee-only retirement financial advisory firm is to evaluate the investment products/proposals that our clients receive from the financial institutions that they have [...]

“If you buy insurance products like a whole life plan, you’re paying to be served a plate of garbage that in fact if you eat, you’ll have financial poisoning”. This is what CNBC personal finance [...]

As wealth managers, are we still taking time to truly understand clients’ needs? Whatever happened to the consideration to recommend what is best for clients’ profitability? Where is that fiduciary [...]

Banks are fiduciaries and should place customers’ interests ahead of shareholders’. Banks are for transacting, not advice. Once upon a time, on a sunny island in Southeast Asia, lived more than 4 [...]