Personal Wealth

Money often comes between couples. If we do not smooth things out, the relationship becomes toxic and eventually crumbles. I always tell people managing money for myself is far simpler because I [...]

THE COVID-19 pandemic is not only a public health emergency, but it has also resulted in a severe economic crisis. In the past two months, the world economy has turned upside down. The stock [...]

There is a lot of uncertainty right now, with everything in flux. The natural reaction for most is to sell first which is why we are getting the reaction we see in the market today. It is [...]

Budgeting lies at the foundation of every financial plan. It doesn’t matter if you’re living paycheck to paycheck or earning six-figures a year, you need to know where your money is going if you [...]

In today’s climate of bargain-basement fund pricing and automated investment management tools, you may wonder whether you still need a living, breathing financial adviser. You do. But with a [...]

At 3pm yesterday, 18th Feb 2020, Mr Heng Swee Keat, Deputy Prime Minister and Minister for Finance, delivered Singapore’s FY2020 Budget Statement in Parliament. Through the budget, Singaporeans [...]

Back in my secondary school days, I participated in a regional science exhibition where students from different schools came together to exhibit innovative ways of tackling daily chores such as [...]

We are already at the end of 2019 – are you ready for a brand new year? Here are five financial best practices to start your year on the right foot. Pick a few of them or take on the entire [...]

Pre-order a copy of “Money Wisdom – Simple Truths For Financial Wellness” at https://www.providend.com/money-wisdom-order/ today! Written by Christopher Tan, CEO of Providend, this [...]

The true value of a good financial adviser you can trust is not in the type of life insurance and investment products he sells to you. It is much more than that. If you wish to find yourself a [...]

At the National Day Rally on 18 August 2019, Prime Minister Lee Hsien Loong outlined plans on education, retirement age and climate change concerns- all of which will affect every one of us in [...]

At the dinner table some months back, my daughter suddenly blurted out that she wanted to watch a concert by Ed Sheeran. As many of us will probably know, it cost a few hundred dollars just to [...]

When people do financial planning, they often scrimp and save for the future that might never come. That is why at Providend, we adopt the purpose-driven financial planning approach – To [...]

“Contentment is natural wealth, luxury is artificial poverty.” —Socrates In our consumeristic-culture where discontent is promoted and material gratification is encouraged, learning to be content [...]

I was chatting with a new client this week and they mentioned that they just weren’t bothered about saving for the future. They said that they wanted to live in the here and now and that they [...]

Instead of living for the weekends, or counting down the years until retirement, you need a reason to get out of bed every day. And that reason needs to stem beyond money. After all, what are you [...]

Do you judge people by how much money they make? Money holds a lot of power both in our minds and in the real world. It can mean the difference between getting by or thriving, and it can also [...]

We had a very turbulent financial year in 2018. We saw amazing gains in January which were more than wiped out in February. We had an October and November whose combined correction was more than [...]

The number one excuse I hear for not saving money is that everyone wants to wait until they have more.  Well, with compound interest on your side, it is not a good enough reason. Compound [...]

Choosing the right financial adviser is crucial to the success of any financial plan. While there are many financial advisers out there, always look for someone who puts your interests first. [...]

This is an interview done by ZuuOnline for Christopher Tan, CEO of Providend. Christopher Tan, the CEO of wealth advisory firm Providend, has no illusions about the growing competition posed by [...]

Nothing wakes you up like an addition to the family. Bringing a life into the world, whether planned or not, really brings adulting to a whole new level. Just getting the idea to sit still in my [...]

I have been advising clients since 1998. Having gone through multiple financial crises, the greatest being the Global Financial Crisis in 2008, I know through experiences and with evidence, that [...]

Recently someone jokingly told me that after seeing so many advisers and reading so many articles on papers and magazines, he thinks he can also be an investment adviser. This is what he says [...]

Part of our job as a fee-only retirement financial advisory firm is to evaluate the investment products/proposals that our clients receive from the financial institutions that they have [...]

“If you buy insurance products like a whole life plan, you’re paying to be served a plate of garbage that in fact if you eat, you’ll have financial poisoning”. This is what CNBC personal finance [...]

As wealth managers, are we still taking time to truly understand clients’ needs? Whatever happened to the consideration to recommend what is best for clients’ profitability? Where is that fiduciary [...]

Banks are fiduciaries and should place customers’ interests ahead of shareholders’. Banks are for transacting, not advice. Once upon a time, on a sunny island in Southeast Asia, lived more than 4 [...]