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Welcome to the second episode of our miniseries Ikigai Insider, where we invite our Client Advisers to share what it means to live a good life, combining Ikigai with Providend’s Philosophy of [...]

To conclude this book, I would like to first share the results of a survey and summarise what we have covered.  A survey was done in 2010 to understand the retirement journey of individuals (The [...]

So far, I have shared how we can use our proprietary tool, RetireWell™, to give our clients, Richard and Eva, a reliable income stream throughout their retirement.  However, retirement [...]

Once we have used the RetireWell™ tool and decided on the distribution of a retiree’s assets and the asset allocation for each portfolio, then we need to execute the investments well by [...]

The content of the last two chapters should be encouraging for any investor or retiree. If we invest in a broad, market-based portfolio in the right allocation, and stay invested for an adequate [...]

Once we understand that reliable investing is about capturing returns from the market rather than trying to outsmart all the other market participants, it becomes natural to then ask: Why do [...]

Worried about not having sufficient financial resources to take care of themselves if they meet with an accident or suffer an illness, a group of friends decided to come together at age 40 to [...]

Paul Merriman, the financial educator and adviser, believes that you can invest just $3,000 on behalf of your child, and turn it into $50m.  If he’s right, this could be the most important [...]

I love getting stuff for free. My word, I seriously love getting stuff for free. In fact, the only person I know who loves getting stuff for free more than me is my mother. The apple doesn’t fall [...]

The recent economic sabre-rattling between the US and China have upset the markets, with indexes shedding year-to-date gains as investors wake up to the reality that a full-blown trade war is a [...]

Investors are often told by the financial media and experts that stocks are riskier investments than bonds. So much so that it has become almost conventional wisdom, and to state otherwise risks [...]

In the past few years, in my conversations with investors, there was a number who told me that they were worried about the stock markets and that they thought that a big crash was imminent. As it [...]

I have been advising clients since 1998. Having gone through multiple financial crises, the greatest being the Global Financial Crisis in 2008, I know through experiences and with evidence, that [...]

Investing is always challenging because there is no perfect strategy. Watch this video to find out how Dollar Cost Averaging and Lump Sum Strategy will give different results depending on the [...]

Many of us know that it is important to invest our money wisely so that we can reach our financial goals. These include goals such as retiring comfortably, funding our children’s education, [...]

Last week, I received multiple text messages from my friends with regard to CPF. And when I saw similar messages posted all over Facebook, I knew I had to clarify it. An excerpt of the first [...]

Mark is a good friend of mine. Some years back he had the opportunity of his lifetime to build his dream house on a piece of land given to him by his grandfather and he had a budget of $1 [...]

If you are waiting for the right time to invest in the market, that time is now. You might think I’m crazy. The S&P 500 Index is at an all-time record high, traditional market valuation [...]

Why Do Some People Invest Only In Singapore Blue-Chip Stocks? “Sean ah,” approached my auntie during Chinese New Year. “Eh, ask you…you work in investing right? So which companies’ stocks are [...]

With suggestions that U.S. Federal Reserve may raise their interest rate benchmark in 2017 due to a recovery in the U.S. economy as well as an anticipated increase in fiscal spending under [...]

In its recent report, The Global Savings Gap, the International Longevity Centre UK (ILC-UK) compared the adequacy and sustainability of pension systems across 28 OECD countries, as well as [...]

In early September, Deputy Prime Minister Tharman Shanmugaratnam revealed that over the past ten years, more than 80% of CPF investors would have been better off leaving their money in the CPF [...]

Over the years, I’ve had many family members and friends ask me which stocks they should buy. While in the past I answered by naming a few stocks that I thought were of good value, after some [...]

Most of us own whole life insurance plans. They are meant to protect us against death, disability or a major illness for our entire life. But do we really need insurance cover for our entire [...]

Making your money work harder for you has been relatively challenging ever since the Global Financial Crisis began in 2008, with later events such as the European debt crisis and China’s economic [...]