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Welcome to the FIRST episode of Providend’s Money Wisdom Podcast Season 3! For this season, we are doing things a little differently in our sharing of money wisdom with you. We will be [...]

I was born five years after Singapore’s independence. My late father came from Malacca during his teenage years to work for the Singapore Traction Company, which ran trams. It was a blue-collar [...]

Did you know that Dave Butler, Co-CEO of Dimensional Fund Advisors (DFA), was a former professional basketball player? Standing at over two metres tall, how did he come to and stay in his role at [...]

Against the backdrop of a challenging economic climate, the third quarter of 2023 witnessed a surge in retrenchments, leaving individuals grappling with financial uncertainties. Hopefully, the [...]

Equities Surged by Nearly 10% In November Following the market declines in October, there was a notable rally in equity and bond markets in November, surpassing the losses incurred the previous [...]

Having a roof over your head is one of the necessary aspects of life. However, nowadays, many people in Singapore view properties as an investment and often even prefer these over equities. So, [...]

With the latest changes to investment-linked policies (ILPs), many investors may be contemplating the inclusion of this product in their investment portfolios. This prompted our CEO, Chris, to [...]

For most of us, the property we own is likely to be the most significant purchase we will ever make in our lifetime. From both a financial and psychological standpoint, it is also probably the [...]

It is inevitable to avoid crises or market downturns during your long-term investment journey. While we acknowledge that some turbulence is normal in any flight, it doesn’t guarantee our [...]

In the past two decades, we have not used investment-linked policies (ILPs) when constructing investment portfolios for our clients because we do not deem them suitable. However, over the years, [...]

Living a Good Life: Choosing the Right Path Over the Easy Path “A lot of people have thought about happiness and what it means to have a good life, and I would subscribe to this: We only [...]

At Providend, we’ve always advocated an evidence-based approach when investing your money and do not attempt to time the market. One might assume that, as long as you invest your money this [...]

When I was much younger, I recall my mother’s sudden request for me to accompany her on an evening stroll. It was a puzzling invitation, but I readily obliged. After all, I was eager to mention [...]

Living a Good Life: Taking the ‘Shortcut’ to Filmmaking and Creativity “It’s not about the ability to retire but also how we utilise the time while we are on this planet. In the last [...]

Global Equity and Bonds See the Worst October in Years The equity and bond markets experienced their worst October performance in years following September’s decline, as Treasury yields continued [...]

More often than not, many investors assume that once they have completed their wealth plan when they are younger, they do not need to revisit it. However, this is not a reliable approach to [...]

It is Saturday evening, January 28th, and I find myself sitting with a group of close friends in one of their homes. It is still the Lunar New Year season, and we are having a game of Texas [...]

In a previous article written for The Business Times, Chris, our CEO, explained the different ways an adviser could be compensated – commission-based, fee-based, or fee-only. However, it is [...]

Over the past months, during the various webinars that I did, I have been asked this same question several times: How does Providend ensure that our client advisers always do the right thing for [...]

As wealth advisers, we are always searching for new ways to communicate well-established ideas in a way that helps clients visualise, understand, and internalise important concepts. Metaphors, I [...]

After finding the right instrument to invest in, the next question many investors might have is whether they should invest their entire amount all at once (Lump Sum) or spread it out over a few [...]

The third quarter of 2023 has been a challenging three months, as the MSCI All Country World IMI Index and the Bloomberg Global-Aggregate, our references for equities and bonds respectively, both [...]

Living a Good Life: Lessons from Travelling 50 Countries on $3,000 “Some of the guesthouses are closed due to the pandemic, so I had to pitch a tent along the road to stay a night.” [...]

Earlier this year, I was on the beautiful islands of the Philippines. The sky was bright blue, while the rolling green hills set the backdrop for my holiday. To fully soak in the island [...]

In September, both the equity and fixed income markets faced a downturn in performance, largely attributed by the escalating U.S. yields. This was caused by an unexpected announcement from the [...]

Investment-Linked Policies (ILPs) have always been a heavily debated and controversial topic among investors. To make matters worse, there are multiple types of ILPs being sold, and all with [...]

Introduction  In the previous article, we touched on estate planning, which focuses on distributing your financial assets after death. In this article, we go beyond your financial assets to look [...]

Previously from other big financial institutions, Joyce and Zhi Han both coincidentally applied for an advisory role at Providend after watching this video where Christopher, our CEO, shares the [...]

In this article, we focus on estate planning, which is the process of strategically managing and distributing your wealth and assets to future generations after death. It involves creating a [...]

At Providend, in order to help our clients achieve enough returns in the most reliable way to enable their life goals and life events, we started using the Ibbotson-Chen Model early this year to [...]