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Are you making the most of your CPF account? In this episode, Isaac discusses the strategies for optimising your CPF accounts and integrating them into your personal wealth plan with Tan Chin Yu, [...]

Aside from conventional investment assets like stocks and bonds, there are other alternative investments that investors can consider. Among these, investing in private equity is deemed to be more [...]

With all the buzz surrounding Singapore Treasury Bills (T-Bills) over the past 18 months due to its rising yields, our CEO, Christopher Tan, took the opportunity to explain the nature of these [...]

Interest rates had been on a steep rise since last year as central banks around the world moved quickly to fight inflation. I previously wrote about how higher interest rates impact leveraged [...]

When we think about our lives, we all want to make it a good one for ourselves and the people we care about. For some, they have a clear vision of what they want, while others are still exploring [...]

Bonds are not typically the best asset class if there is unexpected inflation, but one type of bond which investors use to keep pace with the inflation rate is the Treasury Inflation-Protected [...]

On a recent episode of Providend’s Money Wisdom Podcast, I was asked a bonus question about retirement strategies that plan for a drawdown of one’s capital versus perpetuities. I shared that for [...]

We all know Kyith as the brain behind Investment Moats, Singapore’s most well read financial blog, but how much do we know about his motivations and money values that led him to where he is [...]

With so many new and exciting investment products on the market now, how do you assess which are suitable to be included in your portfolio? In this episode, our Head of Investment, Cheng Chye [...]

The stock market in April displayed high levels of volatility due to multiple factors such as another bank failure, inflation woes, and a decelerating US economy. Despite these issues, the stock [...]

In a competitive investment environment where everyone blindly strives for the highest return, Providend firmly believes that our client’s needs drive our investment philosophy and hence [...]

In celebration of his 25 years in the financial industry, our CEO, Christopher Tan shared an epiphany he experienced 2 years after the Global Financial Crisis in a recent article he wrote for the [...]

Making the shift from a saver (while you accumulate) to a spender (while you retire) can be a surprisingly hard part of retirement. In this episode, Isaac speaks with our Client Adviser, Bryan [...]

In the recent 3 years, we have witnessed a rise in the number of people coming to us for end-of-life, legacy, and estate planning. Perhaps they were reminded that death can happen suddenly, [...]

Local bank stocks slumped in mid-March amid fears of wider financial contagion globally from the collapse of Silicon Valley Bank (SVB) as well as Credit Suisse’s downfall. In this episode, [...]

“How many two hours do you have to spend with the client in order to close a deal?” “Why are you going through client’s insurances for them when your job is to get them to buy our products?” “You [...]

Living a Good Life: Courage, Style, and Entrepreneurship After 60 In this episode, we are delighted to be joined by the lovely Ms Ong Bee Yan, who shares how she blossomed from a shy young woman [...]

Given the headlines in early and mid-March, one might be forgiven for thinking that it would be a terrible month for markets as banks seemed to be collapsing and some Credit Suisse bondholders [...]

4 years ago in 2019, The Woke Salaryman was set up with the intention of helping Singaporeans make better financial and life choices through education. In this episode, our CEO, Christopher Tan, [...]

Ever experienced that moment when you wake up and realise you’re approaching a significant milestone in life? At that moment, you can’t help but wonder – Am I on track to [...]

22 years ago, a group of like-minded people with a conviction to provide conflict-free wealth advice to their clients came together and founded Providend. In this episode, our CEO, Christopher [...]

Here comes the FIRST episode of Providend’s Money Wisdom Podcast Season 2! In this episode, you will get to know more about your new co-host – Isaac Ong, as he shares what he does as an [...]

This month marks the 25th anniversary of my career in wealth advisory. Time really flies. I had a good career, not that it was worry-free. Instead, it was all the crises that I have gone through [...]

Living a Good Life: Steering Life’s Transitions with Purpose “At some point in time, we see the higher purpose of why we are doing certain things.” This reflection sets the tone for [...]

Many of us were drawn to the sudden collapse of Silicon Valley Bank (SVB) and the events that unfolded over the weekend. It took less than 48 hours from the time that SVB announced they would [...]

相信大家都关注到了上周开始发酵的硅谷银行（Silicon Valley Bank）在 48 小时倒闭的事件，也会关心这件事是否会对自己的投资造成影响。 基于现在的信息，如果你没有投资美元创投基金或初创公司，基本不会受到影响。当然，风起于青萍之末，这件事是否会引发金融市场更大的动荡，我们会持续关注。 至于 SVB 倒闭本身，则又是一个经典的风险管理失败的案例： 1) 不够分散 SVB [...]

Like January, February continues to show a positive correlation between equities and bonds albeit in an unfavourable direction. As shown in Exhibit 1, the S&P 500, tracking US large [...]

I was recently listening to an episode of the “Rational Reminder” podcast in which Rick Ferri’s “four stages of an index investor’s education” were mentioned. (Note: if you like podcasts please [...]

Note: This article has been updated on 4 April 2023. In 2020, the MediShield Life Council conducted the first major review of the MediShield Life scheme since its launch in 2015. One key finding [...]

Times flies and it has been three years since the outbreak of COVID-19. Looking back, COVID-19 has changed the way we work, live, think and behave in the past three years from 2020 to 2022, and [...]