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As of 20th May 2022, the S&P 500 has fallen 18.36% since the beginning of the year. The MSCI ACWI which includes the emerging markets is down 17.61% for the year. Even bonds were not spared. [...]

Don’t ever give up! What we have learnt from the past century is that no matter how deep and long the crises are, the market always recovers. The key question is, do you have the time to wait for [...]

When I was recording this episode, I felt like déjà vu because the points that I made 20 years ago still apply to the current market situation, i.e., inflation, recession, etc. While investment [...]

Living a Good Life: Our CEO Christopher’s Journey From Chicken Rice Dreams to Contentment “At 17, my goals were simply to make more money to afford regular meals like chicken rice.” The [...]

Living a Good Life: From Architecture to Empowering Seniors Through Purposeful Innovation “I have my wife who is my pillar and rock, and also my little baby who can’t say much but at least I can [...]

Living a Good Life: Why Dr Tang Redefined His Role in Healthcare “I want to live a more colourful life, I want to experience more of the world, I want to see different aspects of the healthcare [...]

In this episode, I hope to stress that both phases in retirement planning – accumulation and consumption, are equally important to secure retirement adequacy (not necessarily a luxurious [...]

In this episode, I will answer the following frequently asked questions on CareShield Life: How is Total and Permanent Disability insurance different from CareShield Life? What are the other [...]

Living a Good Life: Why Keen on Balancing Creativity, Career, and Family Values “We feel that social media is flooded with a lot of negativity, so we wanted to create a space where we can [...]

I did not write for this column last month. My mum passed away and when I asked Ms Genevieve Cua, Wealth Editor of The Business Times if I could delay my submission, she suggested that I should [...]

From Ambition to Purpose: Der Shing and Shao-Ning on Living a Good Life As the leading fee-only wealth advisory firm in Asia, we have always advocated our clients to make life decisions before [...]

In this episode, I will share the key differences between two severe disability insurance schemes – ElderShield and CareShield Life, in helping Singaporeans prepare for their long-term care [...]

Living a Life of Purpose With Loo Cheng Chuan, Founder of 1M65 As the leading fee-only wealth advisory firm in Asia, our wealth management philosophy of making life decisions before money [...]

In this episode, I will further elaborate on CPF LIFE – the national annuity plan which provides a way out of the longevity risk that retirees face with provision of income throughout their [...]

In this episode, I will highlight the key principle governing CPF and shares about the Minimum Sum Scheme, CPF LIFE as well as the hottest debate in 2014 concerning the interest rates we are [...]

In this episode, I will share the resources available to fulfil the three basic needs in our retirement age – a house to stay in, medical expense insurance, and a reliable monthly income [...]

In this episode, I will share the key considerations you should take into account if you own an Investment-Linked Policy given its insurance charges that increase tremendously from age 40. View [...]

In this episode, I will share how you can be adequately covered to ensure zero or low out-of-pocket expenses during a medical crisis, and to allow you to live normally until your situation gets [...]

In this episode, I will present one common tactic used to simplify the way to pay estate duty – use of whole life plans. If you’re an investor of foreign assets, this information [...]

In this episode, I hope to dispel a myth that many have believed for a long time – that insurance is a good instrument to accumulate wealth. View the full list of podcast episodes published [...]

Whenever we talk about retirement planning, the focus has almost always been on accumulating towards retirement. Very little has been spoken about withdrawing during retirement. But planning for [...]

In this episode, I will be explaining the types and durations of our insurance needs as well as how we can prioritise one over another given our limited resources. View the full list of podcast [...]

In this episode, I will share the comparison on how every dollar of premiums you pay is being used between whole life and term insurance. View the full list of podcast episodes published here. [...]

In this episode, I will share the reasons why we have been emphasising so much on using term insurance despite the absence of a maturity benefit – one of the main reasons for its [...]

Insurance should be used strictly for life protection. In most instances, it is a temporary need, the only exception is probably medical expense insurance. In this episode, I will share the [...]

In this episode, I will list down 6 financial health markers you can use to check your financial condition and the practical ways to stay financially healthy and fit. View the full list of [...]

On 15th December 2021, local Chinese newspaper Lianhe Zaobao (LHZB) reported that the word “盼” (translated to “hope” in English) was voted by their readers as the Chinese [...]

In the very first episode, I will be sharing my objectives of publishing the Money Wisdom book back in 2019 and an overview of its content flow so you can have a better understanding of what to [...]

In the blink of an eye, 12 months flew past, and just like that, another year is coming to an end. How has the year been for you? For me, there were plenty of things to reflect upon. So, in my [...]

I have a close relative who was recently and suddenly diagnosed with stage 4 cancer. Unfortunately, after one session of chemotherapy, the side-effects caused him to hallucinate and then one [...]