Investment

The power of compounding is a concept I came across while in my final year of Undergraduate education. I started to play around with a few numbers to see how compounding works with money. [...]

We just concluded our last Retirement Weekend here at Providend. At this event, we explain the holistic considerations that many may not have considered when they are near retirement. One of the [...]

To get ready for your retirement, or your financial independence, you will need a recurring stream of cash flow. We often have clients seeking our help to evaluate certain financial products [...]

Are your investments liquid or illiquid? When a holding is liquid, it simply means you can sell it anytime the market in which it trades is open for business, without losing your proverbial shirt [...]

It has been eleven years since the Global Financial Crisis (GFC) in 2008. This event has changed the economy of the world, the mindset of investors and the investment philosophy of Providend [...]

Many skeptics, especially people who have never invested before, regard investing as another form of gambling. Even though there’s a thin line between the two, they are two vastly different [...]

Many years ago, a foreigner made a joke about our army in front of me. He said our army is like boy scouts, only good for marching during National Day Parade because unlike other armies, we have [...]

Last week, we introduced the Personal Wealth Equation to you. And if you still remember, on the investment side of the equation, there is really no need to constantly guess where the markets are [...]

Building wealth requires understanding what matters and, at the same time, recognizing what you can control. The intersection of and distinctions between these two concepts are important to [...]

I have seen this question asked in conferences and seminars again. And Again. And Again. And somehow, I felt the people asking that question never got a satisfactory answer. The question: If I [...]

Over the years, investing has been compared to riding the waves or being on a roller coaster ride. However, at Providend, we believe that investing is more like gardening. As long as we stay [...]

Hong Kong is a place I would gladly visit anytime. Apart from the great food and the excellent craft beer, the thing I get most excited about is its well-established network of trekking trails. [...]

Active investing can stimulate a rush of dopamine, a neurotransmitter associated with excitement and, potentially, with addiction. Akin to gambling, active investing gives investors a thrill. The [...]

Do you know of any magic indicator that can always successfully point out the next market crash? If not, does that mean that all these economic indicators are useless? Well, we don’t think [...]

The market has fallen for the first time in 2019! But fret not. This video was recorded only yesterday and by today, the market has gone up again- further proving the point that it is almost [...]

All investors want to have successful investment experience. This is why many try to time the market in order to get the most out of their investment. However, this takes a lot of knowledge, time [...]

Many investors are too fixated on picking the right stocks at the right time. Instead, they should be fixated on their total return after all fees. Watch this video as Vincent Tey, Head of [...]

One of the main things I talk to my clients about is their attitude to risk, after all, it’s an inherent part of investing. There is no such thing as risk-free investing. There is no [...]

People always tell me that the financial services industry is an exciting industry to be in. Every day, either in the papers, on TV, radio or on social media, analysts will predict what will [...]

Many textbooks have defined investing as the act of committing money or capital to an endeavour with the expectation of obtaining an additional income or profit. Indeed, so much emphasis has been [...]

On 22nd December last year, I invested the monies in my SRS account into one of the investment portfolios that my company manages. About one month later on the 19th January, I went to check on [...]

Many investors enjoy predicting when the next stock market crash is going to occur. So anything that can apparently predict such a crash is often sought after by investors—much like adventurers [...]

“In Investing, You Get What You Don’t Pay For— John C. Bogle Founder and Former Chairman, The Vanguard Group Even if you have only just started on your investing journey, you will probably have [...]

I want to address a phenomenon that’s quite common in investing which is the emotional roller coaster ride we go through when we trade stocks. Some of us have sworn off buying and selling [...]

As a financial advisory firm who has weathered several crises and most notably the 2008 Global Financial Crisis (GFC), we have learnt that while we cannot predict how high the markets will go or [...]

”Surely we are due a crash soon?” asks just about everyone I meet with. That’s a question that is impossible for me – or anyone – to answer. After all, it’s the 10 year anniversary of [...]

We typically depend on research and data to do many things in the modern world, from medicine to engineering. Why should it be any different for investing? Using funds that are backed by research [...]

Paul Merriman, the financial educator and adviser, believes that you can invest just $3,000 on behalf of your child, and turn it into $50m.  If he’s right, this could be the most important [...]

In a recent webinar, I covered the merits of using Tracker Funds in your portfolio. They are gaining massive momentum and anyone looking for long-term returns MUST understand them. In the [...]

I have not been writing about investments for quite some time. And the reason is that there is really nothing new for me to talk about. You must be thinking that I am joking. So much is happening [...]