Personal Wealth

When you read or hear the words “wealth planning”, what first comes to mind? Most likely, at some point, many of us have thought of wealth planning as being about investing, growing our money, [...]

I have a close relative who was recently and suddenly diagnosed with stage 4 cancer. Unfortunately, after one session of chemotherapy, the side-effects caused him to hallucinate and then one [...]

When my daughter enrolled in secondary school (about 8 years ago), I started giving her a monthly allowance because I wanted to see if she can manage it responsibly. If she makes the mistake of [...]

The shortest will listed on the Guinness World Records is only three-word long and that is – “All to wife”. While estate planning, a topic that is typically linked to death, remains [...]

Before I attempt to summarise just how to build a good wealth plan in a single post, it may be helpful to first answer the question: What is a good wealth plan? At Providend, we like to say that [...]

“Money Can’t Buy Happiness” is an adage that some people live by and others ignore. But when it comes to your marriage, just talking about money goes a long way. Speaking from their [...]

When I first started my investment journey about 10 years ago, the first question that I asked is how much money can I make? In the same way, in my day-to-day conversations with clients, it is [...]

How do we differentiate commission-based, fee-based and fee-only wealth advisers? Which life insurance plans do we need – term, whole life or investment-linked? Also, is there a way to live [...]

The Brand Team once asked me what I thought was one of the luckiest things that has happened to me—they were looking for a piece of interesting trivia for my adviser profile page. After some [...]

“Siao on” (a Singaporean term for being overly serious or on the ball) is how my closer friends would describe me when it comes to national service (NS). I started serving my NS in the army at [...]

I was lying in bed one night, half-awake when a question suddenly popped into my head (true story) – “If I had a sudden increase in my net worth of a million dollars (bitcoin perhaps?), how [...]

Earlier this month, I celebrated my work anniversary at Providend. Since joining the firm as an Associate Adviser in 2019, I have had a wonderful experience and one through which I have learnt an [...]

We did our company health screening a few months ago. I was not expecting the screening results to be any different from the previous results two years ago. To my surprise, my blood glucose level [...]

Recently, I decided to sign up for a coaching program offered by SMU. It is a comprehensive course covering 4 modules where we are taught on the foundations of coaching leading to a Professional [...]

Jane “Nightbirde” Marczewski, a singing contestant on this season of America’s Got Talent (AGT) took the internet by storm last week when she sang an original song called “It’s [...]

It has always been of particular interest to me how people make decisions in different situations and how it can sometimes be explained by economic and psychological factors. In many ways, I feel [...]

I started hiking as a form of exercise about 5 years ago. Hiking allows me to enjoy the morning fresh air, the beauty of nature, and fellowship with friends. As such, I tend to intentionally [...]

I have been racing sailboats since I was in primary school. I took a break from it in junior college, and then started again when I was at university. Now, when I can find the time and the [...]

I have been doing my own personal finance planning for the past 10 years or so ever since I got my first paycheck and wondering what to do with it. Being a numbers driven person and a bit of a [...]

In this first episode, I will be sharing a little bit about myself and explain why I’m launching a podcast for expats, specifically those with $2 to $20 million. I will also outline what some of [...]

On Tuesday, 16th Feburary 2021, Deputy Prime Minister Heng Swee Keat announced that Budget 2021 will shift “from containment to restructuring” as Singapore’s economy continues to reopen. With the [...]

As we enter into the last day of an unprecedented year, I thought it would be good for me to take this time of the year to reflect on the past 12 months and share some of my key takeaways with [...]

Adam and his wife, Sabrina, have spent the past 13 years of their lives in successful individual careers as a Technology Engineer in an American MNC and as an Account Manager, respectively. Both [...]

There are a few things that could speed up an affluent person’s financial independence. But if we want to narrow to the most realistic, what would it be? After much consideration, I would say it [...]

Like any industry, investing has its own language. And one term people often use is “investment portfolio,” which refers to all of your invested assets. Building an investment [...]

Patricia has always wanted to find someone to help her make sense of her family’s finances so that she can be a good steward of the family wealth. Originally, she and her husband, Stanley, came [...]

Eliza and Noah are not really big on the idea of retirement. It is not that they find retirement repulsive, but because they have always found their respective career interesting and challenging. [...]

Many years ago, I wrote an article in this same column that was based on the documentary movie “Food Inc”. Director Robert Kenner lifted the veil on the food industry, exposing often [...]

As parents, we want our children to become successful adults. Yet, many young people nowadays didn’t live up to the potential that their parents or society expected of them. As a successful [...]

It is common for people to be concerned about their finances even when times are good, so it makes sense that the current situation is causing people more stress. Here are 3 things you can do [...]