As we enter into the last day of an unprecedented year, I thought it would be good for me to take this time of the year to reflect on the past 12 months and share some of my key takeaways with [...]

What an eventful year. Before we look ahead to 2021, let us take a look back at how stocks and bonds performed in 2020 and see what happened. Exhibit 1: Performance of major indices 2020 (USD [...]

Investors typically look for 2 crucial features in their investments: Their investment must not lose money Their investment needs to keep up with inflation You realize that… #1 and #2 are often [...]

The end of the year is often a period where we slow down our pace of work and spend some quality time with the family, especially in this disruptive year of covid-19. As the year winds down, we [...]

Since 2003, we have been advocating the use of term insurance instead of whole life policies. The thinking is pretty straightforward: the primary purpose of insurance is to replace income loss [...]

We have spent a lot of time and effort reminding our clients to 1) be invested and 2) stay invested over the past year. Sometimes, it is not evident why we encourage clients to do so, especially [...]

October was a prime example of the uncertainty facing investors in 2020. On one hand, we have improving economic data reviving hopes that a deep recession will be avoided, sending stocks higher [...]

My courtship with Vanguard funds started 16 years ago in 2004. Providend was licensed to give advice only about a year back and while we had an investment philosophy & process in place, there [...]

Adam and his wife, Sabrina, have spent the past 13 years of their lives in successful individual careers as a Technology Engineer in an American MNC and as an Account Manager, respectively. Both [...]

The anticipation building up to elections often brings with it questions about how financial markets will respond. But the outcome of an election is only one of many inputs to the market. When [...]

In 2019, the Life Insurance Association (LIA) proposed a revised set of standardised critical illness definitions that eventually were implemented by insurers. From 26 August 2020, all critical [...]

If you read the news headlines in September, you would not be too amiss for thinking that the stock markets are again in dire shape. News about COVID-19 cases rising in Europe and the US, along [...]

There are a few things that could speed up an affluent person’s financial independence. But if we want to narrow to the most realistic, what would it be? After much consideration, I would say it [...]

In property-centric Singapore, buying an investment property is one of the preferred methods of growing one’s wealth. While it is a good way to add some diversity to your portfolio and [...]

Like any industry, investing has its own language. And one term people often use is “investment portfolio,” which refers to all of your invested assets. Building an investment [...]