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Within the ongoing time commitments of work and family, I enjoy spending some of my personal free time to do readings on various topics. Apart from just learning and getting new insights, I found [...]

Cash, a “thing” that we deal with almost daily, yet can be controversial over its use. And to complicate things further, you have articles with counter-intuitive titles like this one that you are [...]

The Federal Reserve has just announced yet another interest rate increase by 0.75% at the recent Federal Open Market Committee in an effort to combat rising concerns of inflation. Consumers [...]

As we approach the year end, I cannot help but to reflect on the journey we have been through over the past 2 years of pandemic that has impacted every one of us. The financial markets had been [...]

When I first started my investment journey about 10 years ago, the first question that I asked is how much money can I make? In the same way, in my day-to-day conversations with clients, it is [...]

 In the last part of this series, we share about the concept of SA shielding and illustrate the difference in your CPF OA and CPF SA balances before and after you optimise them. You can [...]

I was lying in bed one night, half-awake when a question suddenly popped into my head (true story) – “If I had a sudden increase in my net worth of a million dollars (bitcoin perhaps?), how [...]

 If you are below age 55, you can top up your CPF Special Account via CPF transfer or cash up to the current Full Retirement Sum of $186,000. In this video, we will show you the difference in [...]

 CPF is one of the best “investment” tools for your accumulation towards retirement as the returns are high (and guaranteed) relative to its risk. In fact, OA returns up to 3.5% p.a., SA and [...]

I love managing my money, no surprises about that. But I also do have a fascination towards psychology, particularly in behavioural economics and cognitive biases. And along the way, I started to [...]

I have been doing my own personal finance planning for the past 10 years or so ever since I got my first paycheck and wondering what to do with it. Being a numbers driven person and a bit of a [...]

My love for personal finance began 9 years ago when I first entered the workforce with Singapore Airlines as an executive and receiving my first paycheck. Like many others, it felt like a lot of [...]