Investment

相信大家都关注到了上周开始发酵的硅谷银行（Silicon Valley Bank）在 48 小时倒闭的事件，也会关心这件事是否会对自己的投资造成影响。 基于现在的信息，如果你没有投资美元创投基金或初创公司，基本不会受到影响。当然，风起于青萍之末，这件事是否会引发金融市场更大的动荡，我们会持续关注。 至于 SVB 倒闭本身，则又是一个经典的风险管理失败的案例： 1) 不够分散 SVB [...]

I was recently listening to an episode of the “Rational Reminder” podcast in which Rick Ferri’s “four stages of an index investor’s education” were mentioned. (Note: if you like podcasts please [...]

Whether you are accumulating towards retirement or spending in your retirement years, having your investments reach their planned returns is crucial in ensuring you achieve your goals. When it [...]

Within the ongoing time commitments of work and family, I enjoy spending some of my personal free time to do readings on various topics. Apart from just learning and getting new insights, I found [...]

“Transition” is the word that describes 2022 for me. For the financial markets, we transited from low inflation to a higher inflation environment, from low interest rates to rising interest rates [...]

Academics from as early as the 1930s and 1940s have suggested that predicting stock prices is incredibly challenging, and a vast body of empirical research published since has continued to add [...]

Investing has been a particularly scary activity this year. Compared to the positive double-digit returns of stocks in the last two years, the performance of the general stock market, and even [...]

If today you are gifted one million dollars to start a portfolio, how would you begin investing it? Assuming you have decided what to invest in, how would you go about it, would you invest all [...]

Over the past one month, the talk in town has been on rising interest rates and yields of fixed deposits, Singapore Savings Bonds and T-bills. This is not surprising as we have not seen such high [...]

“You have paid your adviser, whether a commission or a fee, to take care of your financial ‘plant’. Make sure you get what you deserve.” In this episode, I will share a list of works you should [...]

In my last article, Our Non-linear Life Affects How We Plan for Our Wealth, I shared that many of us underestimate how much and the degree to which our lives can change. One of the financial [...]

By investing into the entire market, it is no longer a pipe dream to have all the top investors, including the better active managers in the world, work for you. In this episode, I will share the [...]

High inflation rates have renewed the interest in adding commodities as an alternative investment to hedge against inflation risk. In this episode, I will explain what fundamentally drives the [...]

Do hedge fund indices provide a true reflection of the returns of the underlying hedge fund industry? In this episode, I will share the 6 key problems with hedge fund indices and explains why [...]

Scores of data tell us that throughout recessions, geopolitical situations or natural disasters that had happened from time to time, the stock markets always rise in the long run. In this [...]

Dear younger me, You might be surprised to hear from the older you. By the time you read this, you would have graduated and worked for a few years. I know that you are struggling to make sense of [...]

Most investors are primarily oriented toward returns and pay little attention to the risks associated with investing and how much they can potentially lose. In this episode, I will share a few [...]

Investing is not about buying the best performing or star products. It is also not just about returns. A lot of it is about managing your risk expectation. In this very important episode, I will [...]

In the world of investing, there are many different opinions on how the stock market is performing today and in the near future. These opinions vary vastly, even amongst established financial [...]

In the last episode, I shared 5 interesting investment lessons we can learn from football. This week, I’ll share my learnings as I braved through the jungles and mountains back when I was [...]

“Don’t be discouraged by occasional losses (like now). Just like you cannot win every match in a football game, don’t expect your investments to do well all the time.” In this episode, I will [...]

“This time is different” is a common phrase I have heard over the course of my career each time when a financial crisis happens and I have gone through 4 major crises including the current one. [...]

“I have been told by many that most trustees will never take any risks during their term in office. The belief is that if they make a good investment decision, no one will thank them, but if they [...]

Can you accept the fact that your investment returns depend on how fast someone dies? The earlier they die, the higher your returns. In this episode, I will share my professional insights on [...]

TBC We are living in a world where patience is no longer a virtue. We like quick fixes and fast results. But speed comes at a price which we may not be aware of. In this episode, I reflect on how [...]

When the market crashed in 2008, many people cautioned us to move all of our portfolios to cash as they feared the worst. When we did not do so and the markets fell further, some clients were [...]

Imagine you are walking through a jungle and on your way, a storm come raging and cause damage to your planned route, you have 3 options below, which one would you choose? Continue with the same [...]

As of 20th May 2022, the S&P 500 has fallen 18.36% since the beginning of the year. The MSCI ACWI which includes the emerging markets is down 17.61% for the year. Even bonds were not spared. [...]

Don’t ever give up! What we have learnt from the past century is that no matter how deep and long the crises are, the market always recovers. The key question is, do you have the time to wait for [...]

When I was recording this episode, I felt like déjà vu because the points that I made 20 years ago still apply to the current market situation, i.e., inflation, recession, etc. While investment [...]