Investment

From time to time, we will get this question about the way we manage wealth for our clients: “why should clients pay you an ongoing advisory fee if you take a “passive” instead of an “active” [...]

Property prices in Singapore have been rising for the past few years, particularly for landed projects, despite higher mortgage interest rates and government cooling measures. It is no surprise [...]

At Providend, we appear to take a “passive” approach to investing by not doing the typical tactical asset allocation (TAA), stock/fund selection or market timing approach, so it might seem that [...]

“There have been many bad money decisions because I know how to buy (stocks) but I don’t know how to sell!” In many industries like healthcare and legal, it is a norm for people [...]

Aside from conventional investment assets like stocks and bonds, there are other alternative investments that investors can consider. Among these, investing in private equity is deemed to be more [...]

With all the buzz surrounding Singapore Treasury Bills (T-Bills) over the past 18 months due to its rising yields, our CEO, Christopher Tan, took the opportunity to explain the nature of these [...]

Interest rates had been on a steep rise since last year as central banks around the world moved quickly to fight inflation. I previously wrote about how higher interest rates impact leveraged [...]

Bonds are not typically the best asset class if there is unexpected inflation, but one type of bond which investors use to keep pace with the inflation rate is the Treasury Inflation-Protected [...]

On a recent episode of Providend’s Money Wisdom Podcast, I was asked a bonus question about retirement strategies that plan for a drawdown of one’s capital versus perpetuities. I shared that for [...]

We all know Kyith as the brain behind Investment Moats, Singapore’s most well read financial blog, but how much do we know about his motivations and money values that led him to where he is [...]

With so many new and exciting investment products on the market now, how do you assess which are suitable to be included in your portfolio? In this episode, our Head of Investment, Cheng Chye [...]

In a competitive investment environment where everyone blindly strives for the highest return, Providend firmly believes that our client’s needs drive our investment philosophy and hence [...]

In celebration of his 25 years in the financial industry, our CEO, Christopher Tan shared an epiphany he experienced 2 years after the Global Financial Crisis in a recent article he wrote for the [...]

Local bank stocks slumped in mid-March amid fears of wider financial contagion globally from the collapse of Silicon Valley Bank (SVB) as well as Credit Suisse’s downfall. In this episode, [...]

This month marks the 25th anniversary of my career in wealth advisory. Time really flies. I had a good career, not that it was worry-free. Instead, it was all the crises that I have gone through [...]

Many of us were drawn to the sudden collapse of Silicon Valley Bank (SVB) and the events that unfolded over the weekend. It took less than 48 hours from the time that SVB announced they would [...]

相信大家都关注到了上周开始发酵的硅谷银行（Silicon Valley Bank）在 48 小时倒闭的事件，也会关心这件事是否会对自己的投资造成影响。 基于现在的信息，如果你没有投资美元创投基金或初创公司，基本不会受到影响。当然，风起于青萍之末，这件事是否会引发金融市场更大的动荡，我们会持续关注。 至于 SVB 倒闭本身，则又是一个经典的风险管理失败的案例： 1) 不够分散 SVB [...]

I was recently listening to an episode of the “Rational Reminder” podcast in which Rick Ferri’s “four stages of an index investor’s education” were mentioned. (Note: if you like podcasts please [...]

Whether you are accumulating towards retirement or spending in your retirement years, having your investments reach their planned returns is crucial in ensuring you achieve your goals. When it [...]

Within the ongoing time commitments of work and family, I enjoy spending some of my personal free time to do readings on various topics. Apart from just learning and getting new insights, I found [...]

“Transition” is the word that describes 2022 for me. For the financial markets, we transited from low inflation to a higher inflation environment, from low interest rates to rising interest rates [...]

Academics from as early as the 1930s and 1940s have suggested that predicting stock prices is incredibly challenging, and a vast body of empirical research published since has continued to add [...]

Investing has been a particularly scary activity this year. Compared to the positive double-digit returns of stocks in the last two years, the performance of the general stock market, and even [...]

If today you are gifted one million dollars to start a portfolio, how would you begin investing it? Assuming you have decided what to invest in, how would you go about it, would you invest all [...]

Over the past one month, the talk in town has been on rising interest rates and yields of fixed deposits, Singapore Savings Bonds and T-bills. This is not surprising as we have not seen such high [...]

“You have paid your adviser, whether a commission or a fee, to take care of your financial ‘plant’. Make sure you get what you deserve.” In this episode, I will share a list of works you should [...]

In my last article, Our Non-linear Life Affects How We Plan for Our Wealth, I shared that many of us underestimate how much and the degree to which our lives can change. One of the financial [...]

By investing into the entire market, it is no longer a pipe dream to have all the top investors, including the better active managers in the world, work for you. In this episode, I will share the [...]

High inflation rates have renewed the interest in adding commodities as an alternative investment to hedge against inflation risk. In this episode, I will explain what fundamentally drives the [...]

Do hedge fund indices provide a true reflection of the returns of the underlying hedge fund industry? In this episode, I will share the 6 key problems with hedge fund indices and explains why [...]