Personal Wealth

“Transition” is the word that describes 2022 for me. For the financial markets, we transited from low inflation to a higher inflation environment, from low interest rates to rising interest rates [...]

“I have seen parents come to me with only a few insurance policies and to them, that is education planning.” In this episode, I will share a major flaw in how many parents plan for their [...]

“I believe for most parents, one of our greatest concerns would be to make sure our children receive the best education possible.” In this episode, I will walk you through some of the major [...]

“I strongly believe that a key ingredient to our clients’ financial success is money coaching.” In money coaching, we categorise individuals into eight money archetypes, help them understand how [...]

(This article is a sequel to my previous article detailing Why I Choose to Take My Job on the Road) Beyond the simmering excitement behind the nerves for the solo adventure I was embarking on, I [...]

“She paid hundreds of dollars every month for her son’s insurance but she could not claim a single cent when he was warded. As for me, my son left the hospital three days later without me having [...]

Growing Up is an English-language drama in Singapore which was debuted in 1996. It had a total of six seasons and the show was set between the 1960s to the 1980s. I have fond memories of watching [...]

Are you ready to pay a fee for wealth advice? More than 20 years have passed and yet, many from our industry still think Singaporeans are not ready. Is that really the case? In this episode, I [...]

In 2007, our then Head of Client Relationship Management asked: Chris, do we make more money from clients by going through all the trouble doing this (introducing new investment portfolios to the [...]

The wealth management industry is mainly made up of 3 players: product manufacturers, distributors and you, the consumer. In this episode, I will share the relationship between the 3 industry [...]

Living a Good Life: Purpose, Faith, and Servant Leadership “A good life must have God in it, for me. Without Jesus in my life, I wouldn’t be living a good life.” In this special edition of The [...]

“You deserve quality advice. When choosing an institution to be your wealth adviser, do not choose a platform that is primarily set up for transactions rather than in-depth wealth management [...]

“When clients entrust us with planning their wealth, we have to realise that it is not just how much we can make from the clients. The compensation may only last us for a while, but if we don’t [...]

In my last article, Our Non-linear Life Affects How We Plan for Our Wealth, I shared that many of us underestimate how much and the degree to which our lives can change. One of the financial [...]

Dear younger me, You might be surprised to hear from the older you. By the time you read this, you would have graduated and worked for a few years. I know that you are struggling to make sense of [...]

As we embark on our working lives, we start earning a salary. At the beginning, it feels liberating that you are earning your own keep and not depending on allowances anymore. However, with great [...]

Whenever some of my friends meet out for lunch, our topic of conversation will sometimes gravitate to what I am most preoccupied with recently. I would ponder about that and tell them how most of [...]

When we talk about retirement planning or our proprietary methodology, RetireWell, we always mention the 5 key risks that retirees face, namely 1) Longevity, 2) Inflation, 3) Healthcare, 4) [...]

As of 20th May 2022, the S&P 500 has fallen 18.36% since the beginning of the year. The MSCI ACWI which includes the emerging markets is down 17.61% for the year. Even bonds were not spared. [...]

Living a Good Life: Our CEO Christopher’s Journey From Chicken Rice Dreams to Contentment “At 17, my goals were simply to make more money to afford regular meals like chicken rice.” The [...]

Living a Good Life: From Architecture to Empowering Seniors Through Purposeful Innovation “I have my wife who is my pillar and rock, and also my little baby who can’t say much but at least I can [...]

Living a Good Life: Why Dr Tang Redefined His Role in Healthcare “I want to live a more colourful life, I want to experience more of the world, I want to see different aspects of the healthcare [...]

This article is a two-part series and you can find part 1 here. Given the cost of the delivery options, check-ups, cost of complications during prenatal & delivery and potential congenital [...]

Pregnancy can mean the beginning of a new stage in a woman’s life, with all the changes that new stage can bring. There are the obvious ones such as the cravings, fatigue, nausea, and changes to [...]

Living a Good Life: Why Keen on Balancing Creativity, Career, and Family Values “We feel that social media is flooded with a lot of negativity, so we wanted to create a space where we can [...]

From Ambition to Purpose: Der Shing and Shao-Ning on Living a Good Life As the leading fee-only wealth advisory firm in Asia, we have always advocated our clients to make life decisions before [...]

Living a Life of Purpose With Loo Cheng Chuan, Founder of 1M65 As the leading fee-only wealth advisory firm in Asia, our wealth management philosophy of making life decisions before money [...]

For a long time, I thought it was unlikely I would have children. Not because I felt strongly that I didn’t want to but because I am not sure if I want to give myself so completely to others that [...]

On 18 February 2022, Finance Minister Lawrence Wong gave his maiden Budget Speech that served to “chart a new way forward together” as Singapore continues the fight against Covid-19, investing in [...]

In this episode, I will list down 6 financial health markers you can use to check your financial condition and the practical ways to stay financially healthy and fit. View the full list of [...]