Personal Wealth

When we talk about retirement planning or our proprietary methodology, RetireWell, we always mention the 5 key risks that retirees face, namely 1) Longevity, 2) Inflation, 3) Healthcare, 4) [...]

As of 20th May 2022, the S&P 500 has fallen 18.36% since the beginning of the year. The MSCI ACWI which includes the emerging markets is down 17.61% for the year. Even bonds were not spared. [...]

Living a Good Life: Our CEO Christopher’s Journey From Chicken Rice Dreams to Contentment “At 17, my goals were simply to make more money to afford regular meals like chicken rice.” The [...]

Living a Good Life: From Architecture to Empowering Seniors Through Purposeful Innovation “I have my wife who is my pillar and rock, and also my little baby who can’t say much but at least I can [...]

Living a Good Life: Why Dr Tang Redefined His Role in Healthcare “I want to live a more colourful life, I want to experience more of the world, I want to see different aspects of the healthcare [...]

This article is a two-part series and you can find part 1 here. Given the cost of the delivery options, check-ups, cost of complications during prenatal & delivery and potential congenital [...]

Pregnancy can mean the beginning of a new stage in a woman’s life, with all the changes that new stage can bring. There are the obvious ones such as the cravings, fatigue, nausea, and changes to [...]

Living a Good Life: Why Keen on Balancing Creativity, Career, and Family Values “We feel that social media is flooded with a lot of negativity, so we wanted to create a space where we can [...]

From Ambition to Purpose: Der Shing and Shao-Ning on Living a Good Life As the leading fee-only wealth advisory firm in Asia, we have always advocated our clients to make life decisions before [...]

Living a Life of Purpose With Loo Cheng Chuan, Founder of 1M65 As the leading fee-only wealth advisory firm in Asia, our wealth management philosophy of making life decisions before money [...]

For a long time, I thought it was unlikely I would have children. Not because I felt strongly that I didn’t want to but because I am not sure if I want to give myself so completely to others that [...]

On 18 February 2022, Finance Minister Lawrence Wong gave his maiden Budget Speech that served to “chart a new way forward together” as Singapore continues the fight against Covid-19, investing in [...]

In this episode, I will list down 6 financial health markers you can use to check your financial condition and the practical ways to stay financially healthy and fit. View the full list of [...]

On 15th December 2021, local Chinese newspaper Lianhe Zaobao (LHZB) reported that the word “盼” (translated to “hope” in English) was voted by their readers as the Chinese [...]

In the very first episode, I will be sharing my objectives of publishing the Money Wisdom book back in 2019 and an overview of its content flow so you can have a better understanding of what to [...]

As I write this, I am currently on a short break from the usual work that we do here at Providend. Chris and the management team have decided to give us some time to rest, relax and spend time [...]

In the blink of an eye, 12 months flew past, and just like that, another year is coming to an end. How has the year been for you? For me, there were plenty of things to reflect upon. So, in my [...]

When you read or hear the words “wealth planning”, what first comes to mind? Most likely, at some point, many of us have thought of wealth planning as being about investing, growing our money, [...]

I have a close relative who was recently and suddenly diagnosed with stage 4 cancer. Unfortunately, after one session of chemotherapy, the side-effects caused him to hallucinate and then one [...]

When my daughter enrolled in secondary school (about 8 years ago), I started giving her a monthly allowance because I wanted to see if she can manage it responsibly. If she makes the mistake of [...]

The shortest will listed on the Guinness World Records is only three-word long and that is – “All to wife”. While estate planning, a topic that is typically linked to death, remains [...]

Before I attempt to summarise just how to build a good wealth plan in a single post, it may be helpful to first answer the question: What is a good wealth plan? At Providend, we like to say that [...]

“Money Can’t Buy Happiness” is an adage that some people live by and others ignore. But when it comes to your marriage, just talking about money goes a long way. Speaking from their [...]

When I first started my investment journey about 10 years ago, the first question that I asked is how much money can I make? In the same way, in my day-to-day conversations with clients, it is [...]

How do we differentiate commission-based, fee-based and fee-only wealth advisers? Which life insurance plans do we need – term, whole life or investment-linked? Also, is there a way to live [...]

The Brand Team once asked me what I thought was one of the luckiest things that has happened to me—they were looking for a piece of interesting trivia for my adviser profile page. After some [...]

“Siao on” (a Singaporean term for being overly serious or on the ball) is how my closer friends would describe me when it comes to national service (NS). I started serving my NS in the army at [...]

I was lying in bed one night, half-awake when a question suddenly popped into my head (true story) – “If I had a sudden increase in my net worth of a million dollars (bitcoin perhaps?), how [...]

Earlier this month, I celebrated my work anniversary at Providend. Since joining the firm as an Associate Adviser in 2019, I have had a wonderful experience and one through which I have learnt an [...]

We did our company health screening a few months ago. I was not expecting the screening results to be any different from the previous results two years ago. To my surprise, my blood glucose level [...]